业内首例！花呗全新功能上线：用户上传各类证书可提升额度网友亲测有效

快科技官方12-24 10:55

快科技12月24日消息，日前，蚂蚁消金对外发布“小红花”智能实时交互式风控系统，并将这一系统运用在花呗这一产品中，使得花呗额度首次进入“可互动“时代。据悉，用户上传证书，就有机会提升花呗额度，支持证书种类近20项。“小红花“首批开放的用户，主要为职场新人群体，首批支持上传的材料有近20项。主要分为三大类，教师资格证、导游资格证、初级会计等职业类证书，托福证书、雅思证书、多邻国英语测试证书等语言类...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

我们需要你的真知灼见来填补这片空白

发表看法

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohu8.com/m/news/2493108329?lang=zh_CN&edition=full","thumbnail":"https://k.sinaimg.cn/n/spider20241224/488/w600h688/20241224/e260-9d0e5c50a6eaa2af252e0f22fdd66b08.png/w120h90l50t113d.jpg","is_english":false,"pubTime":"2024-12-24 10:55","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2493108329","market":"hk","top_or_hot":-1,"title":"业内首例！花呗全新功能上线：用户上传各类证书可提升额度 网友亲测有效","media":"快科技官方","content":"<div>\n<p>快科技12月24日消息，日前，蚂蚁消金对外发布“小红花”智能实时交互式风控系统，并将这一系统运用在花呗这一产品中，使得花呗额度首次进入“可互动“时代。据悉，用户上传证书，就有机会提升花呗额度，支持证书种类近20项。“小红花“首批开放的用户，主要为职场新人群体，首批支持上传的材料有近20项。主要分为三大类，教师资格证、导游资格证、初级会计等职业类证书，托福证书、雅思证书、多邻国英语测试证书等语言类...</p>\n\n<a href=\"https://tech.sina.cn/mobile/xp/2024-12-24/detail-ineaprwu8552894.d.html?vt=4\">网页链接</a>\n\n</div>\n","source":"sina_tech","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>业内首例！花呗全新功能上线：用户上传各类证书可提升额度 网友亲测有效</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n业内首例！花呗全新功能上线：用户上传各类证书可提升额度 网友亲测有效\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-12-24 10:55 北京时间&nbsp;&nbsp;&nbsp;<a href=https://tech.sina.cn/mobile/xp/2024-12-24/detail-ineaprwu8552894.d.html?vt=4><strong>快科技官方</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>快科技12月24日消息，日前，蚂蚁消金对外发布“小红花”智能实时交互式风控系统，并将这一系统运用在花呗这一产品中，使得花呗额度首次进入“可互动“时代。据悉，用户上传证书，就有机会提升花呗额度，支持证书种类近20项。“小红花“首批开放的用户，主要为职场新人群体，首批支持上传的材料有近20项。主要分为三大类，教师资格证、导游资格证、初级会计等职业类证书，托福证书、雅思证书、多邻国英语测试证书等语言类...</p>\n\n<a href=\"https://tech.sina.cn/mobile/xp/2024-12-24/detail-ineaprwu8552894.d.html?vt=4\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU1770036033.HKD","symbol_name":"NINETY ONE GSF ASIAN EQUITY \"A\" (HKD) ACC","start_time":0,"source_url":"https://tech.sina.cn/mobile/xp/2024-12-24/detail-ineaprwu8552894.d.html?vt=4","article_id":"2493108329","we_media_id":null,"thumbnails":["https://k.sinaimg.cn/n/spider20241224/488/w600h688/20241224/e260-9d0e5c50a6eaa2af252e0f22fdd66b08.png/w120h90l50t113d.jpg"],"rights":{"source":"sina_tech","url":"https://tech.sina.cn/mobile/xp/2024-12-24/detail-ineaprwu8552894.d.html?vt=4","rn_cache_url":null,"customStyle":"body{padding-top:10px;}.art_tit_h1{#titleStyle#}a{#lv2TextColor#}.art_time, .art_cite{#sourceStyle#;} .art_cite{margin-left: 3px;}.weibo_user{#sourceStyle#; margin-bottom: 0; display: inline-block;}.weibo_time{#sourceStyle#};","selectors":".module-article, article","filters":"header, .voice2, .tags, #norm_qrcode_link_auto, .unfold-box, .action, .j_float_wbro, .j_article_wbreco","directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2493108329","pubTimestamp":1735008936,"columns":[],"sourceInfo":{"source_id":"sina_tech","name":"新浪科技"},"weMediaInfo":null,"summary":"“金融机构能否接纳和采信更多材料，为用户提供更多选择，这是过去一年我们在思考的问题“，蚂蚁消金首席风险官林嘉南表示，用户考出各类证书，虽然属于”碎片化信息“，但如果能有效识别，同样可以成为机构对用户更加信任的依据之一。今年，花呗上线满10年，林嘉南表示，过去10年，花呗额度都是花呗单方面授予用户，但未来10年，我们希望花呗额度是可互动的。","collect":0,"end_time":0,"defaultTopTitle":"sina.cn","property":[],"viewcount":null,"language":"zh","relate_stocks":{"89988":"阿里巴巴-WR","LU1770036033.HKD":"NINETY ONE GSF ASIAN EQUITY \"A\" (HKD) ACC","LU0359201885.HKD":"BGF CHINA \"A2\" (HKD) ACC","LU1282651121.HKD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"AMG\" (HKD) INC","LU0039217434.USD":"HSBC GIF CHINESE EQUITY \"AD\" INC","LU0650527681.SGD":"Fidelity China Consumer A-SGD","LU1880398471.USD":"AMUNDI FUNDS GLOBAL EQUITY \"A2\" (USD) ACC","BK1608":"元宇宙概念","LU0449509016.USD":"HSBC GIF BRIC EQUITY \"AC\" (USD) ACC","LU0345775950.USD":"NINETY ONE GSF ASIAN EQUITY \"A\" (USD) ACC","LU0823413587.USD":"BNP PARIBAS EMERGING EQUITY \"C\" (USD) ACC","LU1880398554.USD":"AMUNDI FUNDS GLOBAL EQUITY \"A2\" (USD) INC","LU1224444064.USD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"AM\" (USDHDG) INC","LU0791590937.USD":"ALLSPRING  EMERGING MARKTES EQUITY INCOME \"A\" (USD)","SG9999001903.USD":"Aberdeen Standard Pacific Equity USD","HBBD.SI":"Alibaba HK SDR 5to1","LU0588545904.SGD":"Eastspring Investments - Asian Equity Income ASDM SGD","09988":"阿里巴巴-W","LU0244354667.USD":"SCHRODER ISF CHINA OPPORTUNITIES \"A\" ACC","IE0034224299.USD":"PINEBRIDGE ASIA EX JAPAN EQUITY \"A\" (USD) ACC","LU0588545730.USD":"EASTSPRING INVESTMENTS ASIAN EQUITY INCOME \"ADM\" (USD) INC","LU1048588211.SGD":"Blackrock Asian Dragon A2 SGD-H","LU1242518857.USD":"FULLERTON LUX FUNDS - ASIA ABSOLUTE ALPHA \"I\" (USD) ACC","LU0543330483.HKD":"TEMPLETON ASIAN GROWTH \"A\" (HKD) ACC","LU0708995153.HKD":"TEMPLETON EMERGING MARKETS \"A\" (HKD) ACC","IE00BMPRXR70.SGD":"Neuberger Berman 5G Connectivity A Acc SGD-H","LU0261947096.USD":"FIDELITY FUNDS  SUSTAINABLE ASIA EQUITY \"A\" (USD) ACC","IE00BMPRXN33.USD":"NEUBERGER BERMAN 5G CONNECTIVITY \"A\" (USD) ACC","HK0000306701.USD":"TAIKANG KAITAI CHINA NEW OPPORTUNITIES FUND \"A\" (USD) INC","BABA":"阿里巴巴","IE00BZ08YR35.GBP":"GUINNESS BEST OF CHINA \"C\" (GBP) ACC","LU1044874839.SGD":"THREADNEEDLE (LUX) ASIAN CONTRARIAN EQUITY \"AGH\" (SGDHDG) ACC","LU1568876335.HKD":"ALLIANZ CHINA MULTI INCOME PLUS \"AMG\" (HKD) INC","LU1810669033.SGD":"FTIF - Templeton Emerging Markets Dynamic Income A (Mdis) SGD-H1","LU0499858602.USD":"NINETY ONE GSF ASIA PACIFIC EQUITY OPPORTUNITIES \"A\" (USD) ACC","LU1188198961.HKD":"SCHRODER ISF CHINA OPPORTUNITIES \"A\" (HKD) INC QV","LU2778985437.USD":"ALLIANZ CHINA FUTURE TECHNOLOGIES \"A\" (USD) INC","LU1282649067.USD":"ALLIANZ ASIAN MULTI INCOME PLUS \"AMG\" (USD) INC A","SG9999006514.SGD":"United Asia Consumer Fund SGD","LU0054450605.USD":"HSBC GIF GLOBAL EMERGING MARKTS EQ \"AD\" INC","LU0370786039.SGD":"Fidelity Greater China A-SGD","LU0417516571.SGD":"Allianz Oriental Income Cl AT Acc SGD","LU1960683339.HKD":"UBS (LUX) EQUITY SICAV ALL CHINA \"P\" (HKD) ACC","LU0149721374.USD":"HSBC GIF HONG KONG EQUITY \"AD\" INC","LU2097828557.USD":"AZ EQUITY CHINA \"A\" (USD) ACC","LU0593848301.USD":"未来资产亚洲卓越消费股票基金A","LU0127658192.USD":"EASTSPRING INVESTMENTS GLOBAL TECHNOLOGY \"A\" (USD) ACC","HK0000320223.HKD":"TAIKANG KAITAI CHINA NEW OPPORTUNITIES FUND \"A\" (HKD) ACC","LU0499858438.USD":"NINETY ONE GSF ASIA PACIFIC EQUITY OPPORTUNITIES \"A\" (USD) INC","LU0516422440.USD":"FULLERTON LUX FUNDS - ASIA FOCUS EQUITIES \"A\" (USD) ACC"},"translate_title":"The first in the industry! Huabei's new function is launched: users can upload various certificates to increase the quota. Netizens have tested it effectively","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"89988":0.6,"09988":1,"BABA":0.6,"HBBD.SI":0.6},"content_text":"快科技12月24日消息，日前，蚂蚁消金对外发布“小红花”智能实时交互式风控系统，并将这一系统运用在花呗这一产品中，使得花呗额度首次进入“可互动“时代。据悉，用户上传证书，就有机会提升花呗额度，支持证书种类近20项。“小红花“首批开放的用户，主要为职场新人群体，首批支持上传的材料有近20项。主要分为三大类，教师资格证、导游资格证、初级会计等职业类证书，托福证书、雅思证书、多邻国英语测试证书等语言类证书，以及校级、省级、国家奖学金等荣誉类证书。用户在支付宝上搜索“花呗提额”，或进入“花呗-我的额度”页面，就可以上传相应材料，申请额度提升，整个过程可感知、可选择、可管理。不少用户在当天试用后，在微博、小红书等平台，晒出了自己的提额成果，提额幅度从两三百元到两三千元不等。用户笑称，没想到自己以前考的证书，还能在花呗派上用场。\n\n\n\n\n这一创新在行业内尚属首例。以往，用户如果想提升自己的信用卡或消费金融额度，金融机构能接纳的材料，基本为社保证明、公积金信息等，但很多新入职场的年轻人、蓝领群体、灵活用工群体很难提交这类材料，线下跑腿也很不便利。“金融机构能否接纳和采信更多材料，为用户提供更多选择，这是过去一年我们在思考的问题“，蚂蚁消金首席风险官林嘉南表示，用户考出各类证书，虽然属于”碎片化信息“，但如果能有效识别，同样可以成为机构对用户更加信任的依据之一。今年，花呗上线满10年，林嘉南表示，过去10年，花呗额度都是花呗单方面授予用户，但未来10年，我们希望花呗额度是可互动的。\n\n\n\n\n【本文结束】如需转载请务必注明出处：快科技责任编辑：朝晖","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"deviceId":"web-server-community-laohu8-v3","version":"4.29.4","shortVersion":"4.29.4","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2493108329"}

业内首例！花呗全新功能上线：用户上传各类证书可提升额度 网友亲测有效

精彩评论

业内首例！花呗全新功能上线：用户上传各类证书可提升额度网友亲测有效