中金：维持中银香港(02388)“跑赢行业”评级目标价29.53港元

智通财经10-31

智通财经APP获悉，中金发布研究报告称，维持中银香港(02388)“跑赢行业”评级，目标价29.53港元不变。中银香港公布3Q24业绩简报：营收184.79亿港元(较该行预期+4.2%)，同比+3.9%;经营利润129.87亿港元(较该行预期+5.7%)，同比+7.8%。业绩小幅高于该行预期，主要来自净息差和净交易性收入表现较好。中金主要观点如下：资产负债结构优化带动净息差企稳。公司3Q24经调净...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

我们需要你的真知灼见来填补这片空白

发表看法

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohu8.com/m/news/2479183527?lang=zh_CN&edition=full","thumbnail":"","is_english":false,"pubTime":"2024-10-31 09:10","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2479183527","market":"us","top_or_hot":-1,"title":"中金：维持中银香港(02388)“跑赢行业”评级 目标价29.53港元","media":"智通财经","content":"<div>\n<p>智通财经APP获悉，中金发布研究报告称，维持中银香港(02388)“跑赢行业”评级，目标价29.53港元不变。中银香港公布3Q24业绩简报：营收184.79亿港元(较该行预期+4.2%)，同比+3.9%;经营利润129.87亿港元(较该行预期+5.7%)，同比+7.8%。业绩小幅高于该行预期，主要来自净息差和净交易性收入表现较好。中金主要观点如下：资产负债结构优化带动净息差企稳。公司3Q24经调净...</p>\n\n<a href=\"http://www.zhitongcaijing.com/content/detail/1204647.html\">网页链接</a>\n\n</div>\n","source":"stock_zhitongcaijing","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>中金：维持中银香港(02388)“跑赢行业”评级 目标价29.53港元</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n中金：维持中银香港(02388)“跑赢行业”评级 目标价29.53港元\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-10-31 09:10 北京时间&nbsp;&nbsp;&nbsp;<a href=http://www.zhitongcaijing.com/content/detail/1204647.html><strong>智通财经</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>智通财经APP获悉，中金发布研究报告称，维持中银香港(02388)“跑赢行业”评级，目标价29.53港元不变。中银香港公布3Q24业绩简报：营收184.79亿港元(较该行预期+4.2%)，同比+3.9%;经营利润129.87亿港元(较该行预期+5.7%)，同比+7.8%。业绩小幅高于该行预期，主要来自净息差和净交易性收入表现较好。中金主要观点如下：资产负债结构优化带动净息差企稳。公司3Q24经调净...</p>\n\n<a href=\"http://www.zhitongcaijing.com/content/detail/1204647.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"02388","symbol_name":"中银香港","start_time":0,"source_url":"http://www.zhitongcaijing.com/content/detail/1204647.html","article_id":"2479183527","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2479183527","pubTimestamp":1730337021,"sourceInfo":{"source_id":"stock_zhitongcaijing","name":"智通财经网"},"weMediaInfo":null,"summary":"智通财经APP获悉，中金发布研究报告称，维持中银香港“跑赢行业”评级，目标价29.53港元不变。中银香港公布3Q24业绩简报：营收184.79亿港元，同比+3.9%;经营利润129.87亿港元，同比+7.8%。业绩小幅高于该行预期，主要来自净息差和净交易性收入表现较好。中金主要观点如下：资产负债结构优化带动净息差企稳。同时，中银香港债券处置操作通常发生在二季度和四季度，该行认为本季债券处置相关亏损对公司其他非息收入影响不大。","collect":0,"end_time":0,"defaultTopTitle":"zhitongcaijing.com","property":["rate"],"viewcount":null,"language":"zh","relate_stocks":{"02388":"中银香港"},"translate_title":"CICC: Maintain BOC Hong Kong (02388) 's \"outperform industry\" rating with a target price of HK $29.53","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"02388":1},"content_text":"智通财经APP获悉，中金发布研究报告称，维持中银香港(02388)“跑赢行业”评级，目标价29.53港元不变。中银香港公布3Q24业绩简报：营收184.79亿港元(较该行预期+4.2%)，同比+3.9%;经营利润129.87亿港元(较该行预期+5.7%)，同比+7.8%。业绩小幅高于该行预期，主要来自净息差和净交易性收入表现较好。中金主要观点如下：资产负债结构优化带动净息差企稳。公司3Q24经调净利息收入环比增长1.8%，单季净息差环比上升1bp至1.63%，主要来自公司优化资产负债结构，资产端动态管理债券投资，债券投资收益率上升，负债端加强存款定价和期限管理，3Q24末CASA存款占比48.4%，环比上升2.66ppt。贷款需求仍然不佳。3Q24末公司总贷款、客户贷款、客户存款分别同比+5.6%、-1.6%、+8.1%，季度环比+4.0%、-1.8%、+2.6%，存款保持较好增长，但贷款需求仍然不佳。手续费收入温和复苏。3Q24手续费收入同比增长4.6%，2024年以来同比增速逐季上升。具体来看，公司表示保险和基金分销、买卖货币、信托及托管服务、缴款服务手续费收入改善明显;但由于信贷需求不佳，贷款佣金同比下降。净交易性收入是本季亮点。3Q24其他非息收入12.80亿港元，同比增长29.9%，主要来自外汇相关的净交易性收入表现较好。同时，中银香港债券处置操作通常发生在二季度和四季度，该行认为本季债券处置相关亏损对公司其他非息收入影响不大。信用成本环比基本稳定，不良率小幅上行。公司3Q24拨备计提12.42亿港元，主要来自宏观经济预期转弱导致一二阶段拨备增提;3Q24单季年化信用成本0.29%，季度环比上升2bp;3Q24末不良率1.11%，环比上升5bp。风险：利率下降幅度超预期，地产敞口相关风险恶化。","kind":null,"is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"deviceId":"web-server-community-laohu8-v3","version":"4.29.1","shortVersion":"4.29.1","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2479183527"}

中金：维持中银香港(02388)“跑赢行业”评级 目标价29.53港元

精彩评论

中金：维持中银香港(02388)“跑赢行业”评级目标价29.53港元