京东金融“拆借解决资金问题”？业内人士：系行业标准流程

21世纪经济报道10-18 21:26

近日，有网友称京东金融流动性枯竭，付款主体变成兴业T0流动性支持业务京东出款过度户。　　记者了解到，消费者遇到的收款备注“兴业T0流动性支持业务京东出款过渡户”，实为垫资银行正常账户信息。有行业专家表示，“根据监管要求，货币基金的快速赎回需要有资质的银行垫资才能实现，后者包括兴业银行，而京东金融正是和兴业银行等机构合作，这是快赎的正常流程，显示兴业银行也是正常的，这是整个行业的标准流程。” 　　...

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Asian Equity Fund AS SGD"},"translate_title":"JD Finance \"borrows to solve the capital problem\"? Industry insiders: It is an industry standard process","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"89618":0.6,"09618":1,"JD":1},"content_text":"近日，有网友称京东金融流动性枯竭，付款主体变成兴业T0流动性支持业务京东出款过度户。　　记者了解到，消费者遇到的收款备注“兴业T0流动性支持业务京东出款过渡户”，实为垫资银行正常账户信息。有行业专家表示，“根据监管要求，货币基金的快速赎回需要有资质的银行垫资才能实现，后者包括兴业银行，而京东金融正是和兴业银行等机构合作，这是快赎的正常流程，显示兴业银行也是正常的，这是整个行业的标准流程。” 　　今日上午，京东金融针对“挤兑”传闻回应表示：用户在京东金融的资金均由持牌金融机构管理，受到法律的监管和保护，各类理财产品都在正常运营中，用户的资金安全不用担心。 在网上发表煽动性言论，并恶意煽动用户去“挤兑”，涉嫌违反国家相关法律法规、扰乱金融市场秩序、影响金融系统稳定。京东将保留追究法律责任的权利。　　值得一提的是，“微博管理员”发布微博表示，近日，一张声称“某金融平台理财产品巨额提现无法赎回”的截图在各社交平台流传，并有部分网友借此发布恶意炒作及负面言论，煽动用户针对该金融平台进行“挤兑”，当事方已官方回应网传言论完全失实。该事件中的传播不实信息以及恶意煽动、炒作行为，不仅侵害了相关平台合法权，同时也扰乱了金融市场秩序，对此站方予以严肃处置。对此，微博对上述用户均已视情况予以阶段性禁言直至永久禁言处置。 　　业内人士提醒，挤兑行为指的是大量银行客户因恐慌而同时提取存款，这可能导致银行流动性危机。故意散布谣言或煽动公众对金融机构失去信心的行为，可能违反相关法律法规，请大家不信谣不传谣。（文章来源：21世纪经济报道）","kind":null,"is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"deviceId":"web-server-community-laohu8-v3","version":"4.29.0","shortVersion":"4.29.0","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2476237041"}