《大行》大摩微降财险(02328.HK)目标价至13.3元料上半年业绩仍然健康

阿斯达克财经07-18

摩根士丹利发表研报指，预期中国财险(02328.HK) 今年上半年业绩表现健康。估算汽车整体综合成本率(CoR)为96.5%，按年跌0.2个百分点(意味改善)，主要由于开支比率下降；非汽车CoR为97.4%，按年升3个百分点(意味恶化)，主要由于负债线仍可能处于承保亏损；至于商业财险及工程保险CoR或可能因第一季天灾影响而上升。总括而言，该行预计财险今年上半年的整体CoR将处于健康的96.8%，...

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HK) to 13.3 yuan, expecting the performance in the first half of the year to remain healthy","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"02328":1},"content_text":"摩根士丹利发表研报指，预期中国财险(02328.HK) 今年上半年业绩表现健康。估算汽车整体综合成本率(CoR)为96.5%，按年跌0.2个百分点(意味改善)，主要由于开支比率下降；非汽车CoR为97.4%，按年升3个百分点(意味恶化)，主要由于负债线仍可能处于承保亏损；至于商业财险及工程保险CoR或可能因第一季天灾影响而上升。总括而言，该行预计财险今年上半年的整体CoR将处于健康的96.8%，按年升1个百分点；次季天灾相关损失料可控。该行预期，财险今年上半年净利润将按年减17%，胜于今年首季度盈利表现。考虑到目前股市形势，该行将2024财年利润预测下调5%，保持2025至2026财年预测基本不变。大摩亦认为，财险在行业中处于领先地位，较少受利率及股市波动所影响；公司有望达到2024财年实现汽车CoR及非汽车CoR，分别97%及100%的目标；公司基本面稳固，而且更具防御性；公司在投资绩效改善推动下，今年股本回报率可望出现改善。考虑到上述因素，大摩将财险目标价由13.6元微降至13.3元，予以“增持”评级。(js/da)(港股报价延迟最少十五分钟。沽空资料截至 2024-07-17 16:25。)AASTOCKS新闻","kind":null,"is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"deviceId":"web-server-community-laohu8-v3","version":"4.26.2","shortVersion":"4.26.2","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2452144129"}

《大行》大摩微降财险(02328.HK)目标价至13.3元 料上半年业绩仍然健康

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《大行》大摩微降财险(02328.HK)目标价至13.3元料上半年业绩仍然健康