1 Stock Down 74% That Could Make You Richer in 2024 and Beyond

Motley Fool05-21

PayPal is not performing nearly as well as it was just four years ago. However, the company is implementing various growth strategies. PayPal has a long runway for growth in its ...

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05-21
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The fintech specialist gained tremendous traction in the early days of the pandemic. Business activity soared and financial results followed, bringing its share price along for the ride.However, the pandemic-related boom started slowing, leading to decreased top-line and active accounts growth. The market responded by selling off PayPal's shares. The stock is down by 74% in the past three years.Despite this abysmal performance, there remain excellent reasons to invest in PayPal.PYPL data by YChartsA transition year for PayPalPayPal's first-quarter results were decent by the standards of the past couple of years. Revenue increased by 9% year over year to $7.7 billion, and total payment volume (TPV) landed at $403.9 billion, 14% higher than the year-ago period. However, active accounts declined by 1% to 427 million. What investors want, though, is for PayPal to generate the kinds of results that are closer to what it did during the early-pandemic quarters, which featured strong growth in active accounts and double-digit percentage revenue increases.That will be the job of PayPal's management team, led by Alex Chriss, its new CEO. During the company's first-quarter earnings conference call, Chriss warned that this year will be a transition one for PayPal. While he is planning multiple initiatives to supercharge the business, many of them won't make a meaningful impact on the company's financial results immediately.Still, these efforts to improve the business look promising. The general trend is that PayPal wants to improve the checkout experience for customers and merchants, partly through the power of artificial intelligence (AI). The company has introduced various new features along those lines. They include FastLane, a service that allows customers to save their information and check out in one click without the need to sign into an account, register for one, or enter the same data for every purchase.PayPal also introduced Smart Receipts, which use an AI-powered algorithm to predict what customers might want to buy next.Here's one crucial reason why these efforts are important. PayPal's ecosystem is vast -- few fintech companies generate as much TPV as it does or have as many active accounts. That's not an accident. PayPal is a pioneer in online checkout, and has developed a powerful brand name. The company's network should allow it to experiment with various strategies to make the shopping experience easier, faster, and more enjoyable for consumers, while helping merchants retain customers and generate repeat sales.Alex Chriss is already doing that less than one year into his new position. And there is much more to come. Meanwhile, retail activity will continue shifting online. The growth of e-commerce in the coming years will help jolt the fintech industry as well, meaning there will be lucrative opportunities for PayPal to pounce. The company is well-positioned to do precisely that, especially as it makes a conscientious effort to improve its business.The valuation looks reasonablePayPal's terrible performance in recent years has made the stock much less expensive. The company is trading at a forward price-to-earnings (P/E) ratio of 15.65. That's lower than the S&P 500's average of 20.8. The forward P/E for the financials industry currently tops 15.4, pretty close to PayPal's.PYPL PE Ratio (Forward) data by YChartsThough valuation was a concern for many investors when PayPal's stock soared a few years ago, that should no longer be a significant roadblock to investing in the stock, especially considering its prospects. In my view, PayPal deserves a slight premium given its position in the fintech industry, the potential of this market, and the fact that it benefits from a competitive advantage in the form of the network effect and a strong brand name. PayPal should deliver solid returns in the next decade. Now looks to be as good a time as any to initiate a position in the company.","kind":null,"is_publish_news":true,"is_publish_highlight":false,"is_publish_live":null,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":308329332301840,"gmtCreate":1716297697908,"gmtModify":1716299860507,"author":{"id":"3544441872957647","authorId":"3544441872957647","name":"T0000023454","avatar":"https://static.tigerbbs.com/e1fef35c6b6f60123deced20857bcbf6","vip":1,"crmLevel":6,"crmLevelSwitch":1},"htmlText":"扯淡","listText":"扯淡","text":"扯淡","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/308329332301840","repostId":2437169496,"repostType":2,"repost":{"id":"2437169496","pubTimestamp":1716281340,"share":"https://www.laohu8.com/m/news/2437169496?lang=&edition=full","pubTime":"2024-05-21 16:49","market":"us","language":"en","title":"1 Stock Down 74% That Could Make You Richer in 2024 and Beyond","url":"https://stock-news.laohu8.com/highlight/detail?id=2437169496","media":"Motley Fool","summary":"With new management at the helm, this fintech leader is setting the stage for a rebound.","content":"<html><body><ul>\n<li>\n<div>\n<svg fill=\"none\" height=\"15\" viewbox=\"0 0 14 15\" width=\"14\" xmlns=\"http://www.w3.org/2000/svg\">\n<path d=\"M14 5.58984C14 2.91016 11.8398 0.75 9.16016 0.75C6.50781 0.777344 4.375 2.91016 4.375 5.5625C4.375 6.10938 4.45703 6.60156 4.59375 7.09375L0.191406 11.4961C0.0546875 11.6328 0 11.7969 0 11.9609V14.0938C0 14.4766 0.273438 14.75 0.65625 14.75H3.71875C4.07422 14.75 4.375 14.4766 4.375 14.0938V13H5.46875C5.82422 13 6.125 12.7266 6.125 12.3438V11.25H7.13672C7.30078 11.25 7.51953 11.168 7.62891 11.0312L8.28516 10.293C8.55859 10.3477 8.85938 10.375 9.1875 10.375C11.8398 10.375 14 8.24219 14 5.58984ZM9.1875 4.25C9.1875 3.53906 9.76172 2.9375 10.5 2.9375C11.2109 2.9375 11.8125 3.53906 11.8125 4.25C11.8125 4.98828 11.2109 5.5625 10.5 5.5625C9.76172 5.5625 9.1875 4.98828 9.1875 4.25Z\" fill=\"#FFB81C\"></path>\n</svg>\n</div>\n<div><a href=\"https://laohu8.com/S/PYPL\">PayPal</a> is not performing nearly as well as it was just four years ago.</div>\n</li>\n<li>\n<div>\n<svg fill=\"none\" height=\"15\" viewbox=\"0 0 14 15\" width=\"14\" xmlns=\"http://www.w3.org/2000/svg\">\n<path d=\"M14 5.58984C14 2.91016 11.8398 0.75 9.16016 0.75C6.50781 0.777344 4.375 2.91016 4.375 5.5625C4.375 6.10938 4.45703 6.60156 4.59375 7.09375L0.191406 11.4961C0.0546875 11.6328 0 11.7969 0 11.9609V14.0938C0 14.4766 0.273438 14.75 0.65625 14.75H3.71875C4.07422 14.75 4.375 14.4766 4.375 14.0938V13H5.46875C5.82422 13 6.125 12.7266 6.125 12.3438V11.25H7.13672C7.30078 11.25 7.51953 11.168 7.62891 11.0312L8.28516 10.293C8.55859 10.3477 8.85938 10.375 9.1875 10.375C11.8398 10.375 14 8.24219 14 5.58984ZM9.1875 4.25C9.1875 3.53906 9.76172 2.9375 10.5 2.9375C11.2109 2.9375 11.8125 3.53906 11.8125 4.25C11.8125 4.98828 11.2109 5.5625 10.5 5.5625C9.76172 5.5625 9.1875 4.98828 9.1875 4.25Z\" fill=\"#FFB81C\"></path>\n</svg>\n</div>\n<div>However, the company is implementing various growth strategies. </div>\n</li>\n<li>\n<div>\n<svg fill=\"none\" height=\"15\" viewbox=\"0 0 14 15\" width=\"14\" xmlns=\"http://www.w3.org/2000/svg\">\n<path d=\"M14 5.58984C14 2.91016 11.8398 0.75 9.16016 0.75C6.50781 0.777344 4.375 2.91016 4.375 5.5625C4.375 6.10938 4.45703 6.60156 4.59375 7.09375L0.191406 11.4961C0.0546875 11.6328 0 11.7969 0 11.9609V14.0938C0 14.4766 0.273438 14.75 0.65625 14.75H3.71875C4.07422 14.75 4.375 14.4766 4.375 14.0938V13H5.46875C5.82422 13 6.125 12.7266 6.125 12.3438V11.25H7.13672C7.30078 11.25 7.51953 11.168 7.62891 11.0312L8.28516 10.293C8.55859 10.3477 8.85938 10.375 9.1875 10.375C11.8398 10.375 14 8.24219 14 5.58984ZM9.1875 4.25C9.1875 3.53906 9.76172 2.9375 10.5 2.9375C11.2109 2.9375 11.8125 3.53906 11.8125 4.25C11.8125 4.98828 11.2109 5.5625 10.5 5.5625C9.76172 5.5625 9.1875 4.98828 9.1875 4.25Z\" fill=\"#FFB81C\"></path>\n</svg>\n</div>\n<div>PayPal has a long runway for growth in its industry and a strong moat. </div>\n</li>\n</ul><div><p>The past few years have been a wild ride for <strong>PayPal</strong> <span>(PYPL<span> 0.45%</span>)</span>. The fintech specialist gained tremendous traction in the early days of the pandemic. Business activity soared and financial results followed, bringing its share price along for the ride.</p><p>However, the pandemic-related boom started slowing, leading to decreased top-line and active accounts growth. The market responded by selling off PayPal's shares. The stock is down by 74% in the past three years.</p><p>Despite this abysmal performance, there remain excellent reasons to invest in PayPal.</p><p><img src=\"https://media.ycharts.com/charts/271f7de0701071dde7ee268c615b3ad5.png\"/></p><p>PYPL data by YCharts</p><h2>A transition year for PayPal</h2><p>PayPal's first-quarter results were decent by the standards of the past couple of years. Revenue increased by 9% year over year to $7.7 billion, and total payment volume (TPV) landed at $403.9 billion, 14% higher than the year-ago period. However, active accounts declined by 1% to 427 million. What investors want, though, is for PayPal to generate the kinds of results that are closer to what it did during the early-pandemic quarters, which featured strong growth in active accounts and double-digit percentage revenue increases.</p><div><div></div></div><p>That will be the job of PayPal's management team, led by Alex Chriss, its new CEO. During the company's first-quarter earnings conference call, Chriss warned that this year will be a transition one for PayPal. While he is planning multiple initiatives to supercharge the business, many of them won't make a meaningful impact on the company's financial results immediately.</p><p>Still, these efforts to improve the business look promising. The general trend is that PayPal wants to improve the checkout experience for customers and merchants, partly through the power of artificial intelligence (AI). The company has introduced various new features along those lines. They include FastLane, a service that allows customers to save their information and check out in one click without the need to sign into an account, register for one, or enter the same data for every purchase.</p><p>PayPal also introduced Smart Receipts, which use an AI-powered algorithm to predict what customers might want to buy next.</p><div><app :collapse_on_load=\"false\" :instrument_id=\"335416\" :show_benchmark_compare=\"false\" amount_change=\"0.29\" average_volume=\"12,618,829\" company_name=\"PayPal\" current_price=\"64.77\" daily_high=\"65.03\" daily_low=\"63.77\" default_period=\"OneMonth\" dividend_yield=\"N/A\" exchange=\"NASDAQ\" fifty_two_week_high=\"76.54\" fifty_two_week_low=\"50.25\" gross_margin=\"39.33\" logo=\"https://g.foolcdn.com/art/companylogos/mark/PYPL.png\" market_cap=\"$68B\" pe_ratio=\"16.30\" percent_change=\"0.45\" symbol=\"PYPL\" volume=\"8,563\"></app></div><p>Here's one crucial reason why these efforts are important. PayPal's ecosystem is vast -- few fintech companies generate as much TPV as it does or have as many active accounts. That's not an accident. PayPal is a pioneer in online checkout, and has developed a powerful brand name. The company's network should allow it to experiment with various strategies to make the shopping experience easier, faster, and more enjoyable for consumers, while helping merchants retain customers and generate repeat sales.</p><div><div></div></div><p>Alex Chriss is already doing that less than one year into his new position. And there is much more to come. Meanwhile, retail activity will continue shifting online. The growth of e-commerce in the coming years will help jolt the fintech industry as well, meaning there will be lucrative opportunities for PayPal to pounce. The company is well-positioned to do precisely that, especially as it makes a conscientious effort to improve its business.</p><h2>The valuation looks reasonable</h2><p>PayPal's terrible performance in recent years has made the stock much less expensive. The company is trading at a forward price-to-earnings (P/E) ratio of 15.65. That's lower than the <strong>S&amp;P 500</strong>'s average of 20.8. The forward P/E for the financials industry currently tops 15.4, pretty close to PayPal's.</p><p><img src=\"https://media.ycharts.com/charts/6d256330e90d2a13e1f1830dcc53580c.png\"/></p><p>PYPL PE Ratio (Forward) data by YCharts</p><p>Though valuation was a concern for many investors when PayPal's stock soared a few years ago, that should no longer be a significant roadblock to investing in the stock, especially considering its prospects. In my view, PayPal deserves a slight premium given its position in the fintech industry, the potential of this market, and the fact that it benefits from a competitive advantage in the form of the network effect and a strong brand name. PayPal should deliver solid returns in the next decade. Now looks to be as good a time as any to initiate a position in the company.</p><div><div></div></div><div></div></div></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>1 Stock Down 74% That Could Make You Richer in 2024 and Beyond</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n1 Stock Down 74% That Could Make You Richer in 2024 and Beyond\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-05-21 16:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2024/05/21/1-stock-down-74-that-could-make-you-richer-in-2024/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>PayPal is not performing nearly as well as it was just four years ago.\n\n\n\n\n\n\n\nHowever, the company is implementing various growth strategies. \n\n\n\n\n\n\n\nPayPal has a long runway for growth in its ...</p>\n\n<a href=\"https://www.fool.com/investing/2024/05/21/1-stock-down-74-that-could-make-you-richer-in-2024/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F777457%2Fperson-shopping-using-a-smartphone.jpg&op=resize&w=165&h=104","relate_stocks":{"BK4534":"瑞士信贷持仓","BK4585":"ETF&股票定投概念","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4566":"资本集团","LU2089284900.SGD":"Allianz Global Sustainability Cl AM Dis H2-SGD","BK4227":"交易和支付处理服务","BYON":"BEYOND","BK4524":"宅经济概念","BK4535":"淡马锡持仓","BK4527":"明星科技股","LU1861217088.USD":"贝莱德金融科技A2","LU1861220207.SGD":"Blackrock FinTech A2 SGD-H","BK4588":"碎股","BK4551":"寇图资本持仓","LU0158827948.USD":"ALLIANZ GLOBAL SUSTAINABILITY \"A\" (USD) INC","LU2089283258.USD":"安联环球可持续基金Cl AM Dis","BK4581":"高盛持仓","BK4106":"数据处理与外包服务","BK4554":"元宇宙及AR概念","BK4178":"家庭装饰零售","PYPL":"PayPal","LU2023251221.USD":"ALLIANZ GLOBAL SUSTAINABILITY \"AM\" (USD) INC"},"source_url":"https://www.fool.com/investing/2024/05/21/1-stock-down-74-that-could-make-you-richer-in-2024/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2437169496","content_text":"PayPal is not performing nearly as well as it was just four years ago.\n\n\n\n\n\n\n\nHowever, the company is implementing various growth strategies. \n\n\n\n\n\n\n\nPayPal has a long runway for growth in its industry and a strong moat. \n\nThe past few years have been a wild ride for PayPal (PYPL 0.45%). The fintech specialist gained tremendous traction in the early days of the pandemic. Business activity soared and financial results followed, bringing its share price along for the ride.However, the pandemic-related boom started slowing, leading to decreased top-line and active accounts growth. The market responded by selling off PayPal's shares. The stock is down by 74% in the past three years.Despite this abysmal performance, there remain excellent reasons to invest in PayPal.PYPL data by YChartsA transition year for PayPalPayPal's first-quarter results were decent by the standards of the past couple of years. Revenue increased by 9% year over year to $7.7 billion, and total payment volume (TPV) landed at $403.9 billion, 14% higher than the year-ago period. However, active accounts declined by 1% to 427 million. What investors want, though, is for PayPal to generate the kinds of results that are closer to what it did during the early-pandemic quarters, which featured strong growth in active accounts and double-digit percentage revenue increases.That will be the job of PayPal's management team, led by Alex Chriss, its new CEO. During the company's first-quarter earnings conference call, Chriss warned that this year will be a transition one for PayPal. While he is planning multiple initiatives to supercharge the business, many of them won't make a meaningful impact on the company's financial results immediately.Still, these efforts to improve the business look promising. The general trend is that PayPal wants to improve the checkout experience for customers and merchants, partly through the power of artificial intelligence (AI). The company has introduced various new features along those lines. They include FastLane, a service that allows customers to save their information and check out in one click without the need to sign into an account, register for one, or enter the same data for every purchase.PayPal also introduced Smart Receipts, which use an AI-powered algorithm to predict what customers might want to buy next.Here's one crucial reason why these efforts are important. PayPal's ecosystem is vast -- few fintech companies generate as much TPV as it does or have as many active accounts. That's not an accident. PayPal is a pioneer in online checkout, and has developed a powerful brand name. The company's network should allow it to experiment with various strategies to make the shopping experience easier, faster, and more enjoyable for consumers, while helping merchants retain customers and generate repeat sales.Alex Chriss is already doing that less than one year into his new position. And there is much more to come. Meanwhile, retail activity will continue shifting online. The growth of e-commerce in the coming years will help jolt the fintech industry as well, meaning there will be lucrative opportunities for PayPal to pounce. The company is well-positioned to do precisely that, especially as it makes a conscientious effort to improve its business.The valuation looks reasonablePayPal's terrible performance in recent years has made the stock much less expensive. The company is trading at a forward price-to-earnings (P/E) ratio of 15.65. That's lower than the S&P 500's average of 20.8. The forward P/E for the financials industry currently tops 15.4, pretty close to PayPal's.PYPL PE Ratio (Forward) data by YChartsThough valuation was a concern for many investors when PayPal's stock soared a few years ago, that should no longer be a significant roadblock to investing in the stock, especially considering its prospects. In my view, PayPal deserves a slight premium given its position in the fintech industry, the potential of this market, and the fact that it benefits from a competitive advantage in the form of the network effect and a strong brand name. PayPal should deliver solid returns in the next decade. Now looks to be as good a time as any to initiate a position in the company.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"}],"isCommentEnd":false,"newsSizeData":{"likeSize":1,"commentSize":1,"repostSize":1,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"deviceId":"web-server-community-laohu8-v3","version":"4.25.1","shortVersion":"4.25.1","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2437169496"}