K CASH集团(02483.HK)：业务重心将继续转向无抵押业主贷款

阿斯达克财经04-09

K CASH集团(02483.HK) 首席执行官李根泰表示，公司现时将业务重心转为无抵押业主贷款业务，导致私人贷款及中小企贷款的业务比例有所收缩。他解释相关做法是有鉴于新冠疫情期间，各行各业的经营情况不理想，以风险管理为首要条件，决定缩减私人贷款及中小企贷款规模。不过在全面复常、加上失业率处于低位的现况下，相关业务的收缩情况逐渐减慢。他续指，虽然本港楼市于同期的表现同样强差人意，不过无抵押业主贷款...

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HK): Business focus will continue to shift to unsecured owner loans","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"02483":1,"CASH":1},"content_text":"K CASH集团(02483.HK) 首席执行官李根泰表示，公司现时将业务重心转为无抵押业主贷款业务，导致私人贷款及中小企贷款的业务比例有所收缩。他解释相关做法是有鉴于新冠疫情期间，各行各业的经营情况不理想，以风险管理为首要条件，决定缩减私人贷款及中小企贷款规模。不过在全面复常、加上失业率处于低位的现况下，相关业务的收缩情况逐渐减慢。他续指，虽然本港楼市于同期的表现同样强差人意，不过无抵押业主贷款所批出的金额，对应楼价的比例相对较少，公司平均贷款额为30万。即使楼价出现下行，所构成的坏帐风险亦相应较少。公司因而转向重点发展无抵押业主贷款业务。李根泰指今年会因应市场的情况，继续调整公司各项贷款业务。他认为本港楼市今年的表现相比以往数年有明显改善，情况将有利于公司旗下的无抵押业主贷款业务表现。因应以上情况，公司日后将考虑加大无抵押业主贷款的业务比例。至于中小企贷款业务则相应会有所缩减。有信心K CASH今年的整体利息收入有单位数增长，至于无抵押业主私人贷款甚至可达双位数增长。管理层表示，未来将继续积极寻求本地及环球的合作机会。K CASH亦表示早前与日本众筹平台洽谈合作的进展良好，预计相关合作有望于今年上半年内完成洽谈。另外，K Cash现时在香港拥有7间门店，管理层指现时未留意到有合适的门店扩张需求，不过寄望未来数年后公司于全港18区均拥有门店。(js/u)(港股报价延迟最少十五分钟。)AASTOCKS新闻","kind":null,"is_publish_news":null,"is_publish_highlight":null,"is_publish_live":null,"is_publish_wemedia":null,"editions":null,"symbols":[],"gpt_button":1},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"deviceId":"web-server-community-laohu8-v3","version":"4.22.4","shortVersion":"4.22.4","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2426342301"}