利率上行、“发钱”终止，美国次贷违约率显著走高

华尔街见闻2022-05-20

随着利率不断走高、美国政府发放大量现金的“好日子”结束，美国消费者在支付汽车贷款、个人贷款和信用卡方面陆续开始出现大规模拖欠的情况。美国消费者信用报告机构Equifax的数据显示，美国次级信用卡和个人贷款逾期超过60天的违约率的增长速度正快于正常水平。到今年3月份为止，信用积分低于620分的信用卡逾期超60天的比例，已经从一年前的9.8%上升至11%。根据Equifax的统计，按照次级贷款金额和...

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野蛮秘籍
2022-05-20
野蛮秘籍
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