4 Investing Strategies to Navigate the Stock Market in 2021

Motley Fool2021-09-13

If you're nervous about the current state of the stock market, you're not alone. After a sustained and rapid rise in stock prices, valuations look as though they may be a bit stretched. Valuations ...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

koolgal
2021-10-02
koolgal
Cash is King in times of volatility and to enable us to buy good quality stocks at great bargains! 👍😊🎊🎉🎊
- JoeLeong:
  [Strong]
- Jccc:
  strongly agreed. 👍
- 47bde334:
  Agreed [Strong]
- SR050321:
  You are right ! Once I diversified my stocks follow trend then Drop (pump n dump) now i will see the good quality first if drop can buy more with the Cash 😊
- 滚股怪:
  Right
Portfolio50
2021-09-14
Portfolio50
Good points. Another consideration is build long holding power. Need to be prepared in market takes a few years to recover. Had happened before.
GuSen
2021-09-14
GuSen
Good guidelines to digest but always check if it is applicable to oneself
james_l
2021-09-14
james_l
Good recommendations. Esp keeping cash in hand in this uncertain market
Deonc
2021-09-14
Deonc
Market will be up and down, be patient and emotion ready in investing, please like and comment.
CoolFox
2021-09-14
CoolFox
Lots of common sense here. I can only agree, except perhaps for the cash-vs-reinvestment plan part.It makes sense to cash out dividens if you are willing to spend time to trade/retrade but for other investors who seek for long-term investment, a DRIP (Dividend ReInvestment Plan) can be valuable.

发表看法

293

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohu8.com/m/news/2166303725?lang=zh_CN&edition=full","thumbnail":"","is_english":true,"pubTime":"2021-09-13 17:37","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2166303725","market":"us","top_or_hot":-1,"title":"4 Investing Strategies to Navigate the Stock Market in 2021","media":"Motley Fool","content":"<div>\n<p>If you're nervous about the current state of the stock market, you're not alone. After a sustained and rapid rise in stock prices, valuations look as though they may be a bit stretched. Valuations ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/12/investing-strategies-navigate-stock-market-2021/\">网页链接</a>\n\n</div>\n","source":"fool_stock","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>4 Investing Strategies to Navigate the Stock Market in 2021</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n4 Investing Strategies to Navigate the Stock Market in 2021\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-13 17:37 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/12/investing-strategies-navigate-stock-market-2021/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>If you're nervous about the current state of the stock market, you're not alone. After a sustained and rapid rise in stock prices, valuations look as though they may be a bit stretched. Valuations ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/12/investing-strategies-navigate-stock-market-2021/\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":".IXIC","symbol_name":"NASDAQ Composite","start_time":0,"source_url":"https://www.fool.com/investing/2021/09/12/investing-strategies-navigate-stock-market-2021/","article_id":"2166303725","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2166303725","pubTimestamp":1631525820,"sourceInfo":{"source_id":"fool_stock","name":"Motley Fool"},"weMediaInfo":null,"summary":"There are ways to stay invested for the long term even if you're nervous about what the market will do in the near future.","collect":0,"end_time":0,"defaultTopTitle":"fool.com","property":[],"viewcount":null,"language":"en","relate_stocks":{".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index",".DJI":"道琼斯"},"translate_title":"4个投资策略驾驭2021年股市","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{".DJI":0.9,".IXIC":0.9,".SPX":0.9},"content_text":"If you're nervous about the current state of the stock market, you're not alone. After a sustained and rapid rise in stock prices, valuations look as though they may be a bit stretched. Valuations like these have often come before a market crash , which has a lot of investors worried. The big challenge, however, is that while it's easy to predict that a crash will happen, knowing when that crash will take place is a whole different story.\nThe best any of us can really do is manage our portfolio around the reality that the market doesn't always go up and that sometimes, it falls fast. You can't successfully invest if you're paralyzed by fear, but you can get yourself better prepared while continuing to put money toward your longer-term future. With that in mind, here are four investing strategies to help you navigate the stock market in 2021.\nImage source: Getty Images.\nNo. 1: Estimate the value of what you own\nA technique like the discounted cash flow model can help you get a handle on what your stocks are really worth. That model simplifies things to focus on a company's ability to generate cash over time. Based on a reasonable estimate of the cash it will generate and the rate of return you need to take on the risk of investing in its stock, it will help you understand what a fair value is for its shares.\nIt's not perfect, as the numbers it generates are based on assumptions about the future. What it can do, though, is help you find a reasonable estimate of that value and recognize the key drivers behind it. That gives you something to compare against the company's actual progress over time and help inform your decisions on what to do with your investment capital.\nNo. 2: Keep an eye on your companies' balance sheets\nIn good times, it's easy to overlook a balance sheet. When times get tough, though, a solid balance sheet can be the difference maker when it comes to a company's ability to stay afloat. This is because its balance sheet represents the company's assets and liabilities -- and most importantly, its ability to access cash if the lending market gets spooked.\nKey measures to look for are the business' current ratio and its debt-to-equity ratio. Its current ratio measures its short-term assets (think cash and things that are usually easily converted into cash) compared to its short-term liabilities like its debt coming due within a year. The higher that number, the less likely the business will be to face a near-term cash crunch.\nA company's debt-to-equity ratio looks at the totality of what it owns compared to what it owes. In this case, the lower the number (as long as it's zero or above), the stronger the balance sheet is. This number can help investors determine how much longer-term flexibility a company has if the debt market were to remain unfavorable for a long time. In addition, the healthier this ratio, the more likely that the company will be able to get new financing even in a fairly tight lending environment.\nNo. 3: Collect your dividends as cash\nOne of the best parts of owning dividend-paying stocks is that their dividends generally get paid based on the health of the underlying company, not the current whims of the stock market. That means that if you own solid, dividend-paying companies, you're likely to get some cash headed your way, even if you don't sell any of your holdings.\nIf you let those dividends pile up as cash instead of automatically reinvesting them, then when the market starts offering up bargains (as it often does during crashes), you'll have money available. That can be very useful in keeping you from having to sell one pick to buy another, especially if everything is falling during a generally down market.\nIn the event the market doesn't crash, well, those dividends are still as good as any other cash you have access to. You can always include them in an upcoming investment round. After all, by taking them as cash, they stay in your control, instead of being automatically recycled back into the company that's paying them.\nNo. 4: Keep money you'll need in the near term out of stocks\nMoney you know you'll need to spend from your accounts in the next five or so years does not belong in stocks. Neither does cash you should have socked away to handle an emergency that may happen at any time. If you've been a bit lax about following those guidelines, the market being near an all-time high can be a great time to liquidate elevated stocks to buy more conservative assets.\nBeing forced to sell stocks when they're down in order to cover your costs is a great way to run out of money. That's why it's always important to have something socked away in cash, investment grade bonds, or other conservative assets like CDs or Treasuries.\nIn addition to being able to keep you from having to sell stocks when they're cheap, having some sort of cash buffer can help you psychologically when the market is down. Individuals need long-term investment strategies in order to be successful in stocks over time. It's a lot easier to focus on the long term if you know you don't need the money you have in stocks in the near term. That can be helpful when, not if, the market moves against you.\nStrategies to help you stay invested, whatever the market does\nThese four investing strategies are designed to help you stay invested, even if the market isn't cooperating. The reality is that if fear spooks you out of the market after a crash and you miss a few of its best days in a rebound, chances are that you'll be worse off than had you stayed invested throughout the mess.\nBy helping you get grounded in valuation and balance sheets, you can get more confident in your investments. By managing your dividends well, you can have more control over some of your money, even if the market isn't cooperating. And by keeping your stocks focused on the long term, you can better stomach short-term tough times that the market will throw your way.\nIf there's a catch to these strategies, it's this: They tend to work better if you implement them before the market crashes than if you wait until a crash to make them a reality. That makes now a great time to consider putting them in place. So get started now, and be better prepared for any volatility that may come our way.","kind":null,"is_publish_news":true,"is_publish_highlight":true,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":864767473,"gmtCreate":1633150650114,"gmtModify":1633157690178,"author":{"id":"3559581955535845","authorId":"3559581955535845","authorIdStr":"3559581955535845","name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","vip":2,"crmLevel":6,"crmLevelSwitch":0,"idStr":"3559581955535845"},"htmlText":"Cash is King in times of volatility and to enable us to buy good quality stocks at great bargains! 👍😊🎊🎉🎊","listText":"Cash is King in times of volatility and to enable us to buy good quality stocks at great bargains! 👍😊🎊🎉🎊","text":"Cash is King in times of volatility and to enable us to buy good quality stocks at great bargains! 👍😊🎊🎉🎊","images":[],"top":1,"highlighted":2,"essential":1,"paper":1,"likeSize":35,"commentSize":22,"repostSize":0,"link":"https://laohu8.com/post/864767473","repostId":2166303725,"repostType":2,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":6068242,"gmtCreate":1633150673880,"gmtModify":1634724094324,"authorId":3582643296059275,"author":{"id":3582643296059275,"authorId":3582643296059275,"name":"JoeLeong","avatar":"https://static.tigerbbs.com/b6b27c46f3780eb973e5ec1292ab73ec","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":864767473,"type":1,"supId":0,"prevId":0,"content":"[Strong]","text":"[Strong]","html":"[Strong]"},{"id":6068255,"gmtCreate":1633150725015,"gmtModify":1634724093008,"authorId":3571101568668107,"author":{"id":3571101568668107,"authorId":3571101568668107,"name":"Jccc","avatar":"https://static.tigerbbs.com/8518084bd436434eb7fae66fd76f536c","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":864767473,"type":1,"supId":0,"prevId":0,"content":"strongly agreed. 👍","text":"strongly agreed. 👍","html":"strongly agreed. 👍"},{"id":6068354,"gmtCreate":1633151733285,"gmtModify":1634724084041,"authorId":4088486382195410,"author":{"id":4088486382195410,"authorId":4088486382195410,"name":"47bde334","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","vip":1,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":864767473,"type":1,"supId":0,"prevId":0,"content":"Agreed [Strong]","text":"Agreed [Strong]","html":"Agreed [Strong]"},{"id":6068463,"gmtCreate":1633152868288,"gmtModify":1634724074104,"authorId":3577965120664925,"author":{"id":3577965120664925,"authorId":3577965120664925,"name":"SR050321","avatar":"https://static.tigerbbs.com/6ad8f48d49f7392730c39c441b79e8f0","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":864767473,"type":1,"supId":0,"prevId":0,"content":"You are right !  Once I diversified my stocks follow trend then Drop (pump n dump)  now i will see the good quality first if drop can buy more with the Cash 😊","text":"You are right !  Once I diversified my stocks follow trend then Drop (pump n dump)  now i will see the good quality first if drop can buy more with the Cash 😊","html":"You are right !  Once I diversified my stocks follow trend then Drop (pump n dump)  now i will see the good quality first if drop can buy more with the Cash 😊"},{"id":6068646,"gmtCreate":1633154319701,"gmtModify":1634724057923,"authorId":4091089381144950,"author":{"id":4091089381144950,"authorId":4091089381144950,"name":"滚股怪","avatar":"https://static.tigerbbs.com/b67621b4133ca0db91bff9766152a448","vip":1,"crmLevel":5,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":864767473,"type":1,"supId":0,"prevId":0,"content":"Right","text":"Right","html":"Right"}],"langContent":"CN"},{"id":886555425,"gmtCreate":1631608646268,"gmtModify":1631889960317,"author":{"id":"3579922554249988","authorId":"3579922554249988","authorIdStr":"3579922554249988","name":"Portfolio50","avatar":"https://static.tigerbbs.com/3e41399b7d47310e4bf55e2a5917c9da","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3579922554249988"},"htmlText":"Good points. Another consideration is build long&nbsp;holding power. Need to be prepared in market takes a few years to recover.&nbsp; Had happened before.&nbsp;&nbsp;","listText":"Good points. Another consideration is build long&nbsp;holding power. Need to be prepared in market takes a few years to recover.&nbsp; Had happened before.&nbsp;&nbsp;","text":"Good points. Another consideration is build long holding power. Need to be prepared in market takes a few years to recover. Had happened before.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/886555425","repostId":2166303725,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":886553701,"gmtCreate":1631608127203,"gmtModify":1631889099672,"author":{"id":"3581847021927100","authorId":"3581847021927100","authorIdStr":"3581847021927100","name":"GuSen","avatar":"https://static.tigerbbs.com/1b70044f21c62e929a7c4b5157b5a273","vip":1,"crmLevel":4,"crmLevelSwitch":0,"idStr":"3581847021927100"},"htmlText":"Good guidelines to digest but always check if it is applicable to oneself","listText":"Good guidelines to digest but always check if it is applicable to oneself","text":"Good guidelines to digest but always check if it is applicable to oneself","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/886553701","repostId":2166303725,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":886569583,"gmtCreate":1631606395642,"gmtModify":1631891083024,"author":{"id":"3563436875655076","authorId":"3563436875655076","authorIdStr":"3563436875655076","name":"james_l","avatar":"https://static.tigerbbs.com/7960ea5c640db331ff2de0da32f6a611","vip":1,"crmLevel":4,"crmLevelSwitch":0,"idStr":"3563436875655076"},"htmlText":"Good recommendations. Esp keeping cash in hand in this uncertain market","listText":"Good recommendations. Esp keeping cash in hand in this uncertain market","text":"Good recommendations. Esp keeping cash in hand in this uncertain market","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/886569583","repostId":2166303725,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":886249735,"gmtCreate":1631599300327,"gmtModify":1631884259851,"author":{"id":"3569316529855154","authorId":"3569316529855154","authorIdStr":"3569316529855154","name":"Deonc","avatar":"https://static.tigerbbs.com/d9aa45dd2eb58357f6477dcfb99d1415","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3569316529855154"},"htmlText":"Market will be up and down, be patient and emotion ready in investing, please like and comment.","listText":"Market will be up and down, be patient and emotion ready in investing, please like and comment.","text":"Market will be up and down, be patient and emotion ready in investing, please like and comment.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/886249735","repostId":2166303725,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":886260934,"gmtCreate":1631595452728,"gmtModify":1631889080281,"author":{"id":"3584782885850103","authorId":"3584782885850103","authorIdStr":"3584782885850103","name":"CoolFox","avatar":"https://static.tigerbbs.com/53ed2b2a4ca54289d3bee0a3310b5704","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3584782885850103"},"htmlText":"Lots of&nbsp;common sense here. I can only agree, except perhaps for the cash-vs-reinvestment plan part.It makes sense to cash out dividens&nbsp;if you are willing to spend time to trade/retrade but for other investors who seek for long-term investment,&nbsp;a DRIP (Dividend ReInvestment Plan) can be valuable.","listText":"Lots of&nbsp;common sense here. I can only agree, except perhaps for the cash-vs-reinvestment plan part.It makes sense to cash out dividens&nbsp;if you are willing to spend time to trade/retrade but for other investors who seek for long-term investment,&nbsp;a DRIP (Dividend ReInvestment Plan) can be valuable.","text":"Lots of common sense here. I can only agree, except perhaps for the cash-vs-reinvestment plan part.It makes sense to cash out dividens if you are willing to spend time to trade/retrade but for other investors who seek for long-term investment, a DRIP (Dividend ReInvestment Plan) can be valuable.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/886260934","repostId":2166303725,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"}],"isCommentEnd":false,"newsSizeData":{"likeSize":293,"commentSize":54,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"deviceId":"web-server-community-laohu8-v3","version":"4.28.1","shortVersion":"4.28.1","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2166303725"}