美联储在华尔街大行中埋的一个大雷恐一触即发

金十数据2021-04-19

摩根大通是美国最大的银行，也是历史上公认的优质普惠性贷款银行，其在最新的财报中披露了一条引人注目的信息：财报显示，第一季度其存款总额同比上升了24%，较第四季度增长了6%至2.278万亿美元，但银行发放的贷款总额几乎持平，为1.011万亿美元，还比一年前下降了4%。换句话说，在摩根大通历史上，存款首次超过贷款，或者反过来说，贷存比在疫情后大幅下降后，连续三季度下降到50%以下。更惊人的存款和贷款...

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MyKhoo
2021-04-20
MyKhoo
Ok
garyyue88
2021-04-20
garyyue88
[喷血] [喷血]
吴明柿
2021-04-20
吴明柿
这对股市意味着什么？？？[晕]
瀚妈
2021-04-19
瀚妈
是
- VincentSG:
  请帮忙回复。[开心]

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Panigirtzoglou在报告中写道：“上周美国银行业绩报告的一个共同特征是贷款增长疲软。事实上，美联储发布的每周H8数据显示，美国银行放贷速度仍处于负值，这种持续疲软是在病毒危机爆发后，即2020年第二季度银行放贷短暂飙升之后出现的。这让人想起了雷曼危机后美国银行放贷的轨迹——在企业和消费者利用银行信贷额度的推动下，美国银行放贷速度一度短暂飙升，但直到2011年年中，美国银行放贷速度基本保持在负增长。尽管在2011年之后进入了正区间，但美国银行放贷速度一直远低于雷曼危机前的水平，这是长期停滞的一个重要特征。”小摩强调，银行贷款的未来轨迹对于决定长期的通胀和流动性状况至关重要。的确，下图显示，货币创造已经从2020年上半年的狂热速度降温。小摩展望，美联储将在2022年或任何时候缩减购债规模。这可能会导致未来几年货币创造进一步放缓，除非银行放贷有所改善，避免出现后雷曼时期的长期疲软。摩根大通得出的结论是：雷曼破产后银行放贷的长期疲弱状况是否会在当前疫情后的周期中重演，将是决定长期通胀和流动性状况的关键因素。到目前为止，银行放贷的轨迹与雷曼危机后时期的相似点多于差异点。","kind":null,"is_publish_news":true,"is_publish_highlight":true,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":373514129,"gmtCreate":1618872586161,"gmtModify":1634290323490,"author":{"id":"3567334721242358","authorId":"3567334721242358","name":"MyKhoo","avatar":"https://static.tigerbbs.com/71f130b587a20deffeafc3a3dd2f3d5b","vip":1,"crmLevel":2,"crmLevelSwitch":0},"htmlText":"Ok","listText":"Ok","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/373514129","repostId":2128189450,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":373509692,"gmtCreate":1618867703716,"gmtModify":1634290351632,"author":{"id":"3554427882058339","authorId":"3554427882058339","name":"garyyue88","avatar":"https://static.tigerbbs.com/be4406e230703c6f02e712c59db56ad4","vip":1,"crmLevel":1,"crmLevelSwitch":0},"htmlText":"[喷血]&nbsp;[喷血]&nbsp;","listText":"[喷血]&nbsp;[喷血]&nbsp;","text":"[喷血] [喷血]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/373509692","repostId":2128189450,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":373211340,"gmtCreate":1618848019180,"gmtModify":1618848019180,"author":{"id":"3577871425234938","authorId":"3577871425234938","name":"吴明柿","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":1,"crmLevelSwitch":0},"htmlText":"这对股市意味着什么？？？[晕]","listText":"这对股市意味着什么？？？[晕]","text":"这对股市意味着什么？？？[晕]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/373211340","repostId":2128189450,"repostType":2,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":373203793,"gmtCreate":1618845828012,"gmtModify":1634290409820,"author":{"id":"3575347610709013","authorId":"3575347610709013","name":"瀚妈","avatar":"https://static.tigerbbs.com/cc130c80435a1df7ae157dd6764e34e0","vip":1,"crmLevel":2,"crmLevelSwitch":0},"htmlText":"是","listText":"是","text":"是","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/373203793","repostId":2128189450,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4076377,"gmtCreate":1618850840375,"gmtModify":1635516102878,"authorId":3581663890663761,"author":{"id":3581663890663761,"authorId":3581663890663761,"name":"VincentSG","avatar":"https://static.tigerbbs.com/49750d6597a346e488ceedb1c861fce8","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":373203793,"type":1,"supId":0,"prevId":0,"content":"请帮忙回复。[开心]","text":"请帮忙回复。[开心]","html":"请帮忙回复。[开心]"}],"langContent":"CN"}],"isCommentEnd":false,"newsSizeData":{"likeSize":17,"commentSize":4,"repostSize":0,"favoriteSize":4,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 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