360数科张家兴：金融科技的本质是线上化和自动化

TechWeb.com.cn2020-11-10

11月10日消息，日前，在技术开放日上，360数科首席科学家张家兴提出金融科技的本质是线上化和自动化。他认为，“线上化可以打破物理的界限，变得更加的便捷。我们进入自动化才能用有限的资源，为无限的需要提供服务。”在张家兴看来，“随着技术的发展，金融与经济的关系在改变。过去，金融是被经济拉动的。而数字金融时代，由技术加持下的金融推动经济的发展，一拉一推就不一样了。”与此同时，张家兴认为，“智能化和...

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饿鱼
2020-11-10
饿鱼
360数科杠杆率多少？

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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n360数科张家兴：金融科技的本质是线上化和自动化\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-11-10 13:38 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202011101338037a341ec9&s=b><strong>TechWeb.com.cn</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>11月10日消息，日前，在技术开放日上，360数科首席科学家张家兴提出金融科技的本质是线上化和自动化。他认为，“线上化可以打破物理的界限，变得更加的便捷。我们进入自动化才能用有限的资源，为无限的需要提供服务。”在张家兴看来，“随着技术的发展，金融与经济的关系在改变。过去，金融是被经济拉动的。而数字金融时代，由技术加持下的金融推动经济的发展，一拉一推就不一样了。”与此同时，张家兴认为，“智能化和...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202011101338037a341ec9&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"QFIN","symbol_name":"奇富科技","start_time":0,"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202011101338037a341ec9&s=b","article_id":"2082013298","we_media_id":null,"thumbnails":["https://static.tigerbbs.com/1c7221d934f1008e531bdf79c8cfe0ee"],"rights":{"source":"tencent","url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202011101338037a341ec9&s=b","rn_cache_url":null,"customStyle":"body{padding-top:10px;}#news_title{font-weight:bold;#titleStyle#;}#news_description span{font-size:12px;#descriptionStyle#;}.footer-note{#statement#}","selectors":".mod-LoadTzbdNews, body","filters":".relate-stock, .hot-list, .recom-box, .wx-sou","directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2082013298","pubTimestamp":1604986683,"columns":[],"sourceInfo":{"source_id":"tencent","name":"腾讯"},"weMediaInfo":null,"summary":"11月10日消息，日前，在技术开放日上，360数科首席科学家张家兴提出金融科技的本质是线上化和自动化。在张家兴看来，“随着技术的发展，金融与经济的关系在改变。过去，金融是被经济拉动的。而数字金融时代，由技术加持下的金融推动经济的发展，一拉一推就不一样了。”与此同时，张家兴认为，“智能化和大数据技术的应用，是解决传统金融到普惠金融变革的利器。”","collect":0,"end_time":0,"defaultTopTitle":"qq.com","property":[],"viewcount":null,"language":"zh","relate_stocks":{"168701":"金融科技","399699":"金融科技","QFIN":"奇富科技"},"translate_title":"Zhang Jiaxing of 360 Numbers: The Essence of Financial Technology is Online and Automation","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"168701":1,"399699":1,"QFIN":1},"content_text":"11月10日消息，日前，在技术开放日上，360数科首席科学家张家兴提出金融科技的本质是线上化和自动化。他认为，“线上化可以打破物理的界限，变得更加的便捷。我们进入自动化才能用有限的资源，为无限的需要提供服务。”在张家兴看来，“随着技术的发展，金融与经济的关系在改变。过去，金融是被经济拉动的。而数字金融时代，由技术加持下的金融推动经济的发展，一拉一推就不一样了。”与此同时，张家兴认为，“智能化和大数据技术的应用，是解决传统金融到普惠金融变革的利器。”长期以来，小微企业、农民等群体是我国金融供给、需求结构不平衡问题在区域层面的主要体现，也是金融服务覆盖“最后一公里”的难点所在。基于此，360数科提出以线上化、自动化、智能化模式，解决传统金融手段无法为海量互联网人群提供服务的痛点。根据官方的介绍，360数科自主研发的鲲龙智能投放系统令精准营销获客占到总获客30％以上，获客成本整体降低20％，收入产出比提高25％；智能风控引擎Argus已累计拦截潜在新型风险人数超100万，保护资产逾100亿，日挽回损失千万；语音机器人则能够完成83％的资产清收工作、90％的电话营销工作、91％的客户服务工作以及100％的质检工作。","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":305405135,"gmtCreate":1605021071927,"gmtModify":1703835836715,"author":{"id":"3564709367744092","authorId":"3564709367744092","name":"饿鱼","avatar":"https://static.tigerbbs.com/8d45e9dad83df16502ba2321f810b427","vip":1,"crmLevel":5,"crmLevelSwitch":0,"idStr":"3564709367744092","authorIdStr":"3564709367744092"},"htmlText":"360数科杠杆率多少？","listText":"360数科杠杆率多少？","text":"360数科杠杆率多少？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/305405135","repostId":2082013298,"repostType":2,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"}],"isCommentEnd":false,"newsSizeData":{"likeSize":0,"commentSize":1,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; 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