Americans are draining their checking accounts as stimulus talks drag on

marketwatch2020-12-17

Direct stimulus checks and enhanced unemployment benefits allowed lower-income Americans to increase their checking-account balances by 65% year-on-year in April. Americans checking-account balances ...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

tanks77
2020-12-17
tanks77
[微笑]

发表看法

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohu8.com/m/news/1158815007?lang=zh_CN&edition=full","thumbnail":"","is_english":true,"pubTime":"2020-12-17 11:13","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"1158815007","market":"us","top_or_hot":-1,"title":"Americans are draining their checking accounts as stimulus talks drag on","media":"marketwatch","content":"<div>\n<p>Direct stimulus checks and enhanced unemployment benefits allowed lower-income Americans to increase their checking-account balances by 65% year-on-year in April.\nAmericans checking-account balances ...</p>\n\n<a href=\"https://www.marketwatch.com/story/americans-are-draining-their-checking-accounts-as-stimulus-talks-drag-on-11608138440?mod=home-page\">网页链接</a>\n\n</div>\n","source":"lsy1603348471595","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Americans are draining their checking accounts as stimulus talks drag on</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAmericans are draining their checking accounts as stimulus talks drag on\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-12-17 11:13 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.marketwatch.com/story/americans-are-draining-their-checking-accounts-as-stimulus-talks-drag-on-11608138440?mod=home-page><strong>marketwatch</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Direct stimulus checks and enhanced unemployment benefits allowed lower-income Americans to increase their checking-account balances by 65% year-on-year in April.\nAmericans checking-account balances ...</p>\n\n<a href=\"https://www.marketwatch.com/story/americans-are-draining-their-checking-accounts-as-stimulus-talks-drag-on-11608138440?mod=home-page\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":null,"symbol_name":null,"start_time":0,"source_url":"https://www.marketwatch.com/story/americans-are-draining-their-checking-accounts-as-stimulus-talks-drag-on-11608138440?mod=home-page","article_id":"1158815007","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=1158815007","pubTimestamp":1608174824,"columns":[],"sourceInfo":{"source_id":"lsy1603348471595","name":"MarketWatch"},"weMediaInfo":null,"summary":"Direct stimulus checks and enhanced unemployment benefits allowed lower-income Americans to increase","collect":0,"end_time":0,"defaultTopTitle":"marketwatch.com","property":[],"viewcount":null,"language":"en","relate_stocks":{},"translate_title":"随着经济刺激方案谈判的拖延，美国人的支票账户正在枯竭","themeId":null,"isJumpTheme":false,"ttsUrl":"https://static.tigerbbs.com/b0ffd29e2e8220e0fb7b5c1e01137349","symbols_score_info":{},"content_text":"Direct stimulus checks and enhanced unemployment benefits allowed lower-income Americans to increase their checking-account balances by 65% year-on-year in April.\nAmericans checking-account balances are sharply declining as they await progress on continued stimulus talks between lawmakers.\nAs a result of the enhanced unemployment benefits and direct stimulus checks, both part of the CARES Act, Americans’ median checking-account balances increased by 65% on the year in April, according to a JPMorgan Chase InstituteJPM,+0.29%report published on Wednesday.\nBy September, Americans drew out 50% of the initial balance gains in April, the report, which analyzed 1.8 million families’ Chase personal checking accounts found.\nThe fall in checking-account balances signifies that “the ‘typical’ family is spending down the cash buffer they accumulated during COVID-19,” the report said.\nLow-income households experienced the largest year-over-year percentage increase in median checking account balances in April (50%), compared to higher-income Americans who experienced a 35% increase in balances.\nIn contrast, by the end of October, “the highest earners had lost 38% of their gains relative to the prior year, while the lowest earners had lost 64% of their gains,” the report states.\n\nThe reversal can be explained by the fact that “low-income families experienced the greatest job losses and saw the largest proportional increase in unemployment benefits as a result of the $600 weekly benefit supplement under the CARES Act,” the report states. “As a result, many low-income families received more in unemployment benefits through the end of July than their pre-job-loss earning.”\nA bipartisan stimulus package proposal that was unveiled shortly after Thanksgiving, if passed, would extend all pandemic unemployment insurance programs for 16-weeks.\nAbsent of any legislative action before Dec. 26, gig workers, independent contractors and self-employed Americans will become ineligible for unemployment benefits. In total, some12 million Americanswould stop receiving unemployment benefits, according to research by the liberal-leaning Century Foundation. As a result, personal incomes could see a roughly $226 million drop.\nThe proposal also calls forfederal add-on paymenton top of state jobless checks revived at $300 a week. As it stands, the proposal does not include a second round of direct stimulus-check payments, but that may change as lawmakers finalize a deal, Politicoreported.","kind":"news","is_publish_news":false,"is_publish_highlight":true,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":397384651,"gmtCreate":1608186447473,"gmtModify":1703851631141,"author":{"id":"3555737863366444","authorId":"3555737863366444","name":"tanks77","avatar":"https://static.tigerbbs.com/6cdf853039dc3a24b6e86bb1d8561160","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3555737863366444","authorIdStr":"3555737863366444"},"htmlText":"[微笑]&nbsp;","listText":"[微笑]&nbsp;","text":"[微笑]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/397384651","repostId":1158815007,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"}],"isCommentEnd":false,"newsSizeData":{"likeSize":0,"commentSize":1,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"deviceId":"web-server-community-laohu8-v3","version":"4.29.3","shortVersion":"4.29.3","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/1158815007"}