北京进一步优化调整房地产政策，首套房首付比例最低20%

北京市住房和城...06-26

北京市住房和城乡建设委员会、北京住房公积金管理中心关于调整本市公积金个人住房贷款最低首付款比例政策的通知各有关单位：为积极发挥住房公积金作用，更好满足居民刚性住房需求和多样化改善性住房需求，现就调整本市公积金个人住房贷款（以下简称贷款）最低首付款比例的有关事宜通知如下：自本通知印发次日起，对于使用贷款购买首套商品住房的居民家庭，最低首付款比例调整为不低于20%。对于使用贷款购买二套商品住房的...

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精彩评论

小渲子
06-26
小渲子
超级利好，快买[惊讶] [惊讶]
没有人比我更懂韭菜
06-26
没有人比我更懂韭菜
真是巨大的利好啊[开心] [开心] [开心]
Artemys
06-26
Artemys
呵呵

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北京住房公积金管理中心关于优化本市房地产市场平稳健康发展政策措施的通知各有关单位：为贯彻落实党中央、国务院有关工作部署，更好满足居民刚性住房需求和多样化改善性住房需求，促进房地产市场平稳健康发展，经市政府同意，现就优化本市房地产市场平稳健康发展政策措施通知如下：一、按照因城施策原则，调整本市新发放商业性个人住房贷款最低首付款比例及利率下限。二、优化本市户籍二孩及以上的多子女家庭在商业性个人住房贷款和公积金个人住房贷款中首套住房认定标准。三、调整本市新发放公积金个人住房贷款最低首付款比例。对于申请住房公积金个人住房贷款，购买二星级及以上绿色建筑、装配式建筑或者超低能耗建筑的缴存职工家庭，给予上浮贷款额度支持。四、组织开展住房“以旧换新”活动。指导行业协会搭建开发企业、经纪机构、购房家庭三方对接平台，鼓励开发企业、经纪机构提供优质服务，实施优惠措施，支持购房家庭“以旧换新”。本通知自印发次日起施行。　　北京市住房和城乡建设委员会　　中国人民银行北京市分行　　国家金融监督管理总局北京监管局　　北京住房公积金管理中心　　2024年6月26日北京政策调整后，能省多少钱？以首套房贷款200万元等额均还为例，之前北京最低的贷款利率为3.95%，每月需要偿还月供9490.74元，总的贷款利息约为141.66万元。而新的贷款利率下，首套房贷利率为3.5%，每月的月供则为8980.9元，总的贷款利息约为123.32万元。每月少还月供约510元，总的贷款利息也减少了约18万多元。","kind":"news","is_publish_news":true,"is_publish_highlight":true,"is_publish_live":true,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":320999851319408,"gmtCreate":1719399382501,"gmtModify":1719407855727,"author":{"id":"4115120714343110","authorId":"4115120714343110","name":"小渲子","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"4115120714343110","authorIdStr":"4115120714343110"},"htmlText":"超级利好，快买[惊讶]&nbsp;[惊讶]&nbsp;&nbsp;","listText":"超级利好，快买[惊讶]&nbsp;[惊讶]&nbsp;&nbsp;","text":"超级利好，快买[惊讶] [惊讶]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/320999851319408","repostId":1150996311,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":320998866243704,"gmtCreate":1719399206975,"gmtModify":1719399209279,"author":{"id":"3568099945700012","authorId":"3568099945700012","name":"没有人比我更懂韭菜","avatar":"https://static.tigerbbs.com/15391474b6bf8712ad5c17ea6bad5690","vip":1,"hat":"https://static.tigerbbs.com/ae1f49570794979e009a5efdeb6f4789","crmLevel":5,"crmLevelSwitch":1,"idStr":"3568099945700012","authorIdStr":"3568099945700012"},"htmlText":"真是巨大的利好啊[开心]&nbsp;&nbsp;[开心]&nbsp;&nbsp;[开心]&nbsp;&nbsp;","listText":"真是巨大的利好啊[开心]&nbsp;&nbsp;[开心]&nbsp;&nbsp;[开心]&nbsp;&nbsp;","text":"真是巨大的利好啊[开心] [开心] 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