异动解读 | 商业房地产贷款风险致纽约社区银行第三季度亏损近3亿美元股价大跌

异动解读10-25

纽约社区银行(NYCB)今日盘前大跌6.52%,引发市场广泛关注。该银行周五公布第三季度亏损2.89亿美元,合每股79美分,而去年同期则获利1.99亿美元,每股81美分盈利。

亏损主要原因是NYCB预留了2.42亿美元信贷损失准备金,较去年同期的6200万美元猛增近4倍。这是该行为应对潜在的商业房地产贷款损失而采取的行动。

受疫情影响,办公楼物业空置率上升,加之再融资成本不断上涨,导致拖欠贷款不断增加,对银行的商业房地产贷款组合构成重大风险。NYCB在该领域的风险敞口很高,不得不大量拨备应对可能的贷款损失。

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异动解读 | 商业房地产贷款风险致纽约社区银行第三季度亏损近3亿美元 股价大跌

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异动解读 | 商业房地产贷款风险致纽约社区银行第三季度亏损近3亿美元股价大跌