sukehhh的个人主页 - 老虎社区

sukehhh

sukehhh

暂无个人介绍

IP属地：未知

10关注

5粉丝

0主题

0勋章

2021-02-22

Nice

抱歉，原内容已删除

2021-02-22

Good

抱歉，原内容已删除

2021-02-22

Nice!!!

2021-02-21

Nice read

Goldman Sachs is joining the robo-investing party — should you?

2021-02-21

Nice

抱歉，原内容已删除

2021-02-20

Nice

抱歉，原内容已删除

去老虎APP查看更多动态

{"i18n":{"language":"zh_CN"},"userPageInfo":{"id":"3575103913694167","uuid":"3575103913694167","gmtCreate":1612009890041,"gmtModify":1613831087086,"name":"sukehhh","pinyin":"sukehhh","introduction":"","introductionEn":null,"signature":"","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","hat":null,"hatId":null,"hatName":null,"vip":1,"status":2,"fanSize":5,"headSize":10,"tweetSize":6,"questionSize":0,"limitLevel":999,"accountStatus":4,"level":{"id":1,"name":"萌萌虎","nameTw":"萌萌虎","represent":"呱呱坠地","factor":"评论帖子3次或发布1条主帖（非转发）","iconColor":"3C9E83","bgColor":"A2F1D9"},"themeCounts":0,"badgeCounts":0,"badges":[],"moderator":false,"superModerator":false,"manageSymbols":null,"badgeLevel":null,"boolIsFan":false,"boolIsHead":false,"favoriteSize":0,"symbols":null,"coverImage":null,"realNameVerified":null,"userBadges":[{"badgeId":"e50ce593bb40487ebfb542ca54f6a561-1","templateUuid":"e50ce593bb40487ebfb542ca54f6a561","name":"出道虎友","description":"加入老虎社区500天","bigImgUrl":"https://static.tigerbbs.com/0e4d0ca1da0456dc7894c946d44bf9ab","smallImgUrl":"https://static.tigerbbs.com/0f2f65e8ce4cfaae8db2bea9b127f58b","grayImgUrl":"https://static.tigerbbs.com/c5948a31b6edf154422335b265235809","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2022.06.15","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1001},{"badgeId":"518b5610c3e8410da5cfad115e4b0f5a-1","templateUuid":"518b5610c3e8410da5cfad115e4b0f5a","name":"实盘交易者","description":"完成一笔实盘交易","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100}],"userBadgeCount":2,"currentWearingBadge":null,"individualDisplayBadges":null,"crmLevel":2,"crmLevelSwitch":0,"location":"未知","starInvestorFollowerNum":0,"starInvestorFlag":false,"starInvestorOrderShareNum":0,"subscribeStarInvestorNum":0,"ror":null,"winRationPercentage":null,"showRor":false,"investmentPhilosophy":null,"starInvestorSubscribeFlag":false},"baikeInfo":{},"tab":"post","tweets":[{"id":360799621,"gmtCreate":1613973941963,"gmtModify":1634551698642,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/360799621","repostId":"1163958969","repostType":4,"isVote":1,"tweetType":1,"viewCount":381,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":360799971,"gmtCreate":1613973908593,"gmtModify":1634551698864,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/360799971","repostId":"1124857901","repostType":4,"isVote":1,"tweetType":1,"viewCount":183,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":360790227,"gmtCreate":1613973857169,"gmtModify":1634551699343,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Nice!!!","listText":"Nice!!!","text":"Nice!!!","images":[{"img":"https://static.tigerbbs.com/9aa473aec50c41a28e5963c7bcecea88","width":"750","height":"1654"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/360790227","isVote":1,"tweetType":1,"viewCount":404,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":360171077,"gmtCreate":1613877317199,"gmtModify":1634551994255,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Nice read","listText":"Nice read","text":"Nice read","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/360171077","repostId":"1161529893","repostType":4,"repost":{"id":"1161529893","kind":"news","pubTimestamp":1613733842,"share":"https://www.laohu8.com/m/news/1161529893?lang=&edition=full","pubTime":"2021-02-19 19:24","market":"us","language":"en","title":"Goldman Sachs is joining the robo-investing party — should you?","url":"https://stock-news.laohu8.com/highlight/detail?id=1161529893","media":"Marketwatch","summary":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by so","content":"<blockquote>\n ‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n</blockquote>\n<p>Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.</p>\n<p>Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.</p>\n<p>“Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.</p>\n<p>Although the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.</p>\n<p>“People forget that banks are ultimately in the business of making money,” he said.</p>\n<p>Goldman Sachs declined to comment.</p>\n<p>The company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.</p>\n<p>Fees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.</p>\n<p>The median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.</p>\n<p>Robo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.</p>\n<p><b>Robo investing as a self-driving car</b></p>\n<p>Consumers have turned to robo-investing at unprecedented levels during the pandemic.</p>\n<p>The rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.</p>\n<p>So what is rob-investing? Think of it like a self-driving car.</p>\n<p>You put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.</p>\n<p>Robo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.</p>\n<p>There are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.</p>\n<p>And rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.</p>\n<p>Cynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.</p>\n<p>As she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”</p>\n<p><b>Robos appeal to inexperienced investors</b></p>\n<p>Robo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.</p>\n<p>That makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.</p>\n<p>“When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”</p>\n<p>That said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”</p>\n<p>Others disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.</p>\n<p>“Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.</p>\n<p><b>There is often no door to knock on</b></p>\n<p>Your robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.</p>\n<p>It won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.</p>\n<p>“The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.</p>\n<p>Not all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.</p>\n<p>Additionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.</p>\n<p>For instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.</p>\n<p>But with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.</p>\n<p>On top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.</p>\n<p>“If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.</p>\n<p>Don’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.</p>\n<p>But not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.</p>\n<p>The results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.</p>\n<p></p>","source":"lsy1603348471595","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Goldman Sachs is joining the robo-investing party — should you?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGoldman Sachs is joining the robo-investing party — should you?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-19 19:24 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page><strong>Marketwatch</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n\nRobo investing has become ...</p>\n\n<a href=\"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1161529893","content_text":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n\nRobo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.\nNow anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.\n“Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\nAlthough the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.\n“People forget that banks are ultimately in the business of making money,” he said.\nGoldman Sachs declined to comment.\nThe company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.\nFees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.\nThe median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.\nRobo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.\nRobo investing as a self-driving car\nConsumers have turned to robo-investing at unprecedented levels during the pandemic.\nThe rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.\nSo what is rob-investing? Think of it like a self-driving car.\nYou put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.\nRobo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.\nThere are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.\nAnd rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.\nCynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.\nAs she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”\nRobos appeal to inexperienced investors\nRobo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.\nThat makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.\n“When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”\nThat said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”\nOthers disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.\n“Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.\nThere is often no door to knock on\nYour robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.\nIt won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.\n“The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.\nNot all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.\nAdditionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.\nFor instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.\nBut with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.\nOn top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.\n“If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.\nDon’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.\nBut not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.\nThe results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.","news_type":1},"isVote":1,"tweetType":1,"viewCount":319,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":360173020,"gmtCreate":1613877279060,"gmtModify":1634551994989,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/360173020","repostId":"1143100356","repostType":4,"isVote":1,"tweetType":1,"viewCount":276,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":360398919,"gmtCreate":1613825893731,"gmtModify":1634552096997,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/360398919","repostId":"1143100356","repostType":4,"isVote":1,"tweetType":1,"viewCount":317,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":360799621,"gmtCreate":1613973941963,"gmtModify":1634551698642,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/360799621","repostId":"1163958969","repostType":4,"repost":{"id":"1163958969","kind":"news","pubTimestamp":1613963181,"share":"https://www.laohu8.com/m/news/1163958969?lang=&edition=full","pubTime":"2021-02-22 11:06","market":"us","language":"en","title":"Airbnb and DoorDash debut earnings: What to expect this week","url":"https://stock-news.laohu8.com/highlight/detail?id=1163958969","media":"Yahoo Finance","summary":"Investors this week are gearing up to hear from Federal Reserve Chair Jerome Powell in his semiannua","content":"<p>Investors this week are gearing up to hear from Federal Reserve Chair Jerome Powell in his semiannual monetary policy testimony before Congress and to receive a set of corporate earnings results from Airbnb and DoorDash —two newly public companies.</p>\n<p>Powell's testimony will take place Tuesday before the Senate Banking Committee and on Wednesday before the House Financial Services Committee.</p>\n<p>In recent public appearances, Powell has reiterated that the central bank would maintain an easy monetary policy posturing in order to support the economy as it emerges from the coronavirus pandemic. Notably, labor market data — including a host of disappointing&nbsp;weekly jobless claims&nbsp;reports and&nbsp;weak January&nbsp;andDecember&nbsp;monthly jobs reports — have pointed to a job market still under considerable strain due to the pandemic, making the case that aggressive policy responses should remain in place as a lifeline.</p>\n<p>\"[Powell] will likely note recent progress in the data but reiterate that the economy is far from fully recovered, thereby defending accommodative monetary policy,\" Bank of America economist Michelle Meyer said in a note Friday.</p>\n<p>The Fed's ongoing response to the coronavirus pandemic has involved a massive asset purchase program totaling $120 billion per month, alongside ultra-low interest rates. Officials have suggested benchmark rates will remain&nbsp;near zero until at least 2023.</p>\n<p>But one of the side effects of a strong, policy-supported recovery, however, has been higher rates, as well as the specter of rising inflation. Powell and other Fed officials have suggested they would seek inflation that averages 2% over time, implying they would allow for some overshoot to offset what has been persistently low inflationary trends. However, Fed officials have also been increasingly queried on how much inflation they might tolerate coming out of the pandemic, given that while higher rates and rising prices are natural byproducts of an economy on the rebound, they can also become a hindrance to the pace of recovery if they occur too quickly.</p>\n<p>\"There is a delicate balance: strong growth could prompt a faster rise in rates, driving up borrowing costs and weighing on risky assets, limiting upside economic growth,\" Meyer added.</p>\n<p>However, Powell has suggested that any&nbsp;jump in inflation in the coming months will be transitory. As March approaches, inflation may appear to spike on a year-over-year basis, given that 2020's data was so heavily depressed by the onset of the pandemic. But these effects will likely dissipate later in 2021, and will not reflect overheating in underlying inflationary trends, Powell has maintained.</p>\n<p>\"We believe [Powell] will reiterate that now is not the time to be discussing an exit strategy for monetary accommodation considering significant uncertainty,\" Nomura economist Lewis Alexander wrote in a note Friday. \"Moreover, he will likely seek to downplay any concerns over inflation given upcoming base effects in Q2. the relatively weak December and January employment reports will offer Powell an opportunity to highlight the significant progress the labor market still needs to make before approaching 'full employment.'\"</p>\n<p>Powell may also use his testimony to reiterate his call for additional fiscal support from Congress to augment the support offered through the Fed's policies. During Powell's last FOMC press conference in late January, he&nbsp;characterized fiscal support as \"absolutely essential\"&nbsp;to the economic recovery, while declining to offer an assessment of how much additional aid might be appropriate out of Congress.</p>\n<p>Other Fed officials have recently suggested a large fiscal package, such as the $1.9 trillion proposal under debate in Congress, would be warranted by the current economic situation.Boston Fed President Eric Rosengren told Reuters on Friday&nbsp;that the \"big fiscal package that is being considered right now\" was \"appropriately big,\" while&nbsp;New York Fed President John Williams told CNBC he was \"not really concerned about fiscal support right now being excessive.\"</p>\n<p><b>Airbnb, DoorDash earnings</b></p>\n<p>Newly public companies Airbnb (ABNB) and DoorDash (DASH) are poised to report their first-ever quarterly results as public companies on Thursday, offering a fresh look at the businesses following their massive public debuts.</p>\n<p>Since going public, Airbnb's stock has enjoyed a run-up of nearly 200%, fueled by optimism over the business's long-term growth potential in a post-pandemic world. Though Airbnb saw gross booking value (GBV) decline by 39% in the first nine months of 2020, the company had been growing more strongly leading up to the pandemic, with bookings surging by 29% during its full fiscal 2019.</p>\n<p>However, Airbnb's fourth quarter report will still show negative impacts from the virus,the company warned in its prospectus late last year.</p>\n<p>\"During the fourth quarter of 2020, another wave of COVID-19 infections emerged. As a result, countries imposed strict lockdowns, in particular in Europe. Similar to the impact of the initial COVID-19 wave in March 2020, we are seeing a decrease in bookings in the most affected regions,\" according to the filing. \"As a result, we expect significantly greater year-over-year decline in Nights and Experiences Booked and GBV in the fourth quarter of 2020 than in the third quarter of 2020 and greater year-over-year increases in cancellations and alterations in the fourth quarter of 2020 than in the third quarter of 2020.\"</p>\n<p>That said, Airbnb has been touted by some analysts as a&nbsp;better alternative to traditional hotels during and after the pandemic,given that users can book entire, socially distant homes and other alternative accommodations rather than lodges with communal lobbies. Still, the valuation of the stock has left others on the sidelines, given the firm's $120 billion market capitalization — or nearly three times Marriott's (MAR) $44 billion market cap, for comparison – and persistent losses. Airbnb's stock has 12 Buy ratings or equivalents, 21 Hold ratings and 3 Sell ratings by analysts on Wall Street, according to Bloomberg data.</p>\n<p>All told, Airbnb is expected to report an adjusted EBITDA loss of $132.86 million in the fourth quarter on revenue of $739.37 million, according to Bloomberg consensus data. That would compare to an adjusted EBITDA loss of $276.39 million in the same period of 2019, on revenue of $1.1 billion.</p>\n<p>Meanwhile, DoorDash is set to report fourth-quarter results following a similarly strong run-up since its December public debut. DoorDash shares have more than doubled&nbsp;since its initial public offering in early December.</p>\n<p>DoorDash has been an unequivocal beneficiary during the pandemic period, as consumers sheltering in place increasingly ordered food for delivery rather than going out to restaurants.</p>\n<p>Though DoorDash has largely been a money-losing business, the company briefly posted net income in the second quarter of 2020, aided by an influx of demand during the height of stay-in-place orders last spring. The company's revenue also swelled, ballooning by more than 200% in the nine months ending in September over the same period in 2019.</p>\n<p>However, DoorDash has also had to contend with an inundation of competition in the food delivery space, which has impacted the companies' pricing power and profit-making potential.</p>\n<p>UberEats, for instance, has also grown significantly over the course of the pandemic. In results reported earlier this month, Uber revealed that its&nbsp;food delivery business grew gross bookings by 130%,suggesting still-elevated food delivery trends in the final three months of last year. Whether this demand will remain in place once more vaccines roll out and in-person dining reopenings more extensively, however, remains to be seen.</p>\n<p>Consensus analysts expect DoorDash to post an adjusted EBITDA profit of $95.64 million in the fourth quarter on revenue of $926.41 million, according to Bloomberg data. That would compare to an adjusted EBITDA loss of $103 million on revenue of $298 million&nbsp;in the same period in 2019.</p>\n<p><b>Earnings Calendar</b></p>\n<ul>\n <li><p><b>Monday:</b>Dish Network (DISH), Royal Caribbean Group (RCL), Discovery Inc. (DISCA) before market open; Diamondback Energy (FANG), ZoomInfo Technologies (ZI), Palo Alto Networks (PANW), The RealReal (REAL), Occidental Petroleum (OXY), Marathon Oil (MRO) after market close</p></li>\n <li><p><b>Tuesday:</b>Home Depot (HD), Macy's (M) before market open; Intuit (INTU), Square (SQ) after market close</p></li>\n <li><p><b>Wednesday:</b>Viacom (VIAC), Six Flags Entertainment (SIX), Overstock.com (OSTK), Lowe's (LOW), TJX Companies (TJX) before market open; Apache (APA), Nvidia (NVDA), Teladoc (TDOC), L Brands (LB), Booking Holdings (BKNG)</p></li>\n <li><p><b>Thursday:</b>Airbnb (ABNB), PG&amp;E (PCG), Domino's Pizza (DPZ), Wayfair (W), Best Buy (BBY), Moderna (MRNA), Plug Power (PLUG), Norwegian Cruise Line Holdings (NCLH) before market open; Dell Technologies (DELL), Caesars Entertainment (CZR), Virgin Galactic Holdings (SPCE), DoorDash (DASH), Nikola (NKLA), Rocket Cos. (RKT), HP Inc (HPQ), Zscaler (ZS), Salesforce.com (CRM), Workday (WDAY), Autodesk (ADSK), Shake Shack (SHAK), Airbnb (ABNB), WW International (WW), Beyond Meat (BYND), VMWare (VMW), Etsy (ETSY), Live Nation Entertainment (LYV) after market close</p></li>\n <li><p><b>Friday:</b>DraftKings (DKNG), Cinemark Holdings (CNK) before market open</p></li>\n</ul>\n<p><b>Economic Calendar</b></p>\n<ul>\n <li><p><b>Monday:</b>Chicago Fed National Activity Index, January (0.50 expected, 0.52 in December); Leading Index, January (0.3% expected, 0.3% in December); Dallas Fed Manufacturing Activity, February (5.0 expected, 7.0 in January)</p></li>\n <li><p><b>Tuesday:</b>FHFA House Price Index, month-over-month, December (1.0% in November); S&amp;P CoreLogic Case-Shiller 20-City Composite Index, month-over-month, December (1.42% in November); S&amp;P CoreLogic Case-Shiller 20-City Composite Index, year-over-year, December (9.08% in November); Conference Board Consumer Confidence, February (90.0 expected, 89.3 in January); Richmond Fed Manufacturing Index, February (14 in January)</p></li>\n <li><p><b>Wednesday:</b>MBA Mortgage Applications, week ended February 19 (-5.1% during prior week); New home sales, January (859,000 expected, 842,000 in December)</p></li>\n <li><p><b>Thursday:</b>Durable Goods Orders, January preliminary (1.2% expected, 0.5% in December); Durable Goods excluding transportation, January preliminary (0.7% expected, 1.1% in December); Non-defense capital goods orders excluding aircraft, January preliminary (0.6% expected, 0.7% in December); Non-defense capital shipments excluding aircraft, January preliminary (0.7% in December); Initial jobless claims, week ended February 20 (840,000 expected, 861,000 during prior week); Continuing claims, week ended February 13 (4.413 million expected, 4.494 million during prior week); GDP annualized quarter-over-quarter, 4Q second estimate (4.1% expected, 4.0% in prior print); GDP Price Index, 4Q second estimate (2.0% expected, 2.0% in prior print); Core personal consumption expenditures, 4Q second estimate (1.4% expected, 1.4% in prior print); Pending home sales, month-over-month, January (-0.3% in December); Kansas City Fed Manufacturing Activity, February (17 in January)</p></li>\n <li><p><b>Friday:</b>Advanced goods trade balance, January (-$83.0 billion expected, -$82.5 billion in December); Wholesale inventories, month-over-month, January preliminary (0.3% in December); Retail inventories, month-over-month, January (1.0% in December) Personal income, January (10.0% expected, 0.6% in December); PCE Deflator, month-over-month, January (0.2% expected, 0.4% in December); PCE Deflator, year-over-year, January (1.4% expected, 1.5% in December); PCE Core Deflator, month-over-month, January (0.1% expected, 0.3% in December); PCE Core Deflator, year-over-year, January (1.4% expected, 1.5% in December); MNI Chicago PMI, February (61.0 expected, 63.8 in January); University of Michigan Consumer Sentiment, February final (76.4 expected, 76.2 in prior print)</p></li>\n</ul>","source":"yahoofinance_sg","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Airbnb and DoorDash debut earnings: What to expect this week</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAirbnb and DoorDash debut earnings: What to expect this week\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-22 11:06 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/powell-testifies-before-congress-airbnb-and-doordash-debut-earnings-reports-what-to-know-in-the-week-ahead-185945429.html><strong>Yahoo Finance</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Investors this week are gearing up to hear from Federal Reserve Chair Jerome Powell in his semiannual monetary policy testimony before Congress and to receive a set of corporate earnings results from ...</p>\n\n<a href=\"https://finance.yahoo.com/news/powell-testifies-before-congress-airbnb-and-doordash-debut-earnings-reports-what-to-know-in-the-week-ahead-185945429.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".IXIC":"NASDAQ Composite","NVDA":"英伟达",".SPX":"S&P 500 Index","ETSY":"Etsy, Inc.",".DJI":"道琼斯","ABNB":"爱彼迎","DASH":"DoorDash, Inc."},"source_url":"https://finance.yahoo.com/news/powell-testifies-before-congress-airbnb-and-doordash-debut-earnings-reports-what-to-know-in-the-week-ahead-185945429.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1163958969","content_text":"Investors this week are gearing up to hear from Federal Reserve Chair Jerome Powell in his semiannual monetary policy testimony before Congress and to receive a set of corporate earnings results from Airbnb and DoorDash —two newly public companies.\nPowell's testimony will take place Tuesday before the Senate Banking Committee and on Wednesday before the House Financial Services Committee.\nIn recent public appearances, Powell has reiterated that the central bank would maintain an easy monetary policy posturing in order to support the economy as it emerges from the coronavirus pandemic. Notably, labor market data — including a host of disappointing weekly jobless claims reports and weak January andDecember monthly jobs reports — have pointed to a job market still under considerable strain due to the pandemic, making the case that aggressive policy responses should remain in place as a lifeline.\n\"[Powell] will likely note recent progress in the data but reiterate that the economy is far from fully recovered, thereby defending accommodative monetary policy,\" Bank of America economist Michelle Meyer said in a note Friday.\nThe Fed's ongoing response to the coronavirus pandemic has involved a massive asset purchase program totaling $120 billion per month, alongside ultra-low interest rates. Officials have suggested benchmark rates will remain near zero until at least 2023.\nBut one of the side effects of a strong, policy-supported recovery, however, has been higher rates, as well as the specter of rising inflation. Powell and other Fed officials have suggested they would seek inflation that averages 2% over time, implying they would allow for some overshoot to offset what has been persistently low inflationary trends. However, Fed officials have also been increasingly queried on how much inflation they might tolerate coming out of the pandemic, given that while higher rates and rising prices are natural byproducts of an economy on the rebound, they can also become a hindrance to the pace of recovery if they occur too quickly.\n\"There is a delicate balance: strong growth could prompt a faster rise in rates, driving up borrowing costs and weighing on risky assets, limiting upside economic growth,\" Meyer added.\nHowever, Powell has suggested that any jump in inflation in the coming months will be transitory. As March approaches, inflation may appear to spike on a year-over-year basis, given that 2020's data was so heavily depressed by the onset of the pandemic. But these effects will likely dissipate later in 2021, and will not reflect overheating in underlying inflationary trends, Powell has maintained.\n\"We believe [Powell] will reiterate that now is not the time to be discussing an exit strategy for monetary accommodation considering significant uncertainty,\" Nomura economist Lewis Alexander wrote in a note Friday. \"Moreover, he will likely seek to downplay any concerns over inflation given upcoming base effects in Q2. the relatively weak December and January employment reports will offer Powell an opportunity to highlight the significant progress the labor market still needs to make before approaching 'full employment.'\"\nPowell may also use his testimony to reiterate his call for additional fiscal support from Congress to augment the support offered through the Fed's policies. During Powell's last FOMC press conference in late January, he characterized fiscal support as \"absolutely essential\" to the economic recovery, while declining to offer an assessment of how much additional aid might be appropriate out of Congress.\nOther Fed officials have recently suggested a large fiscal package, such as the $1.9 trillion proposal under debate in Congress, would be warranted by the current economic situation.Boston Fed President Eric Rosengren told Reuters on Friday that the \"big fiscal package that is being considered right now\" was \"appropriately big,\" while New York Fed President John Williams told CNBC he was \"not really concerned about fiscal support right now being excessive.\"\nAirbnb, DoorDash earnings\nNewly public companies Airbnb (ABNB) and DoorDash (DASH) are poised to report their first-ever quarterly results as public companies on Thursday, offering a fresh look at the businesses following their massive public debuts.\nSince going public, Airbnb's stock has enjoyed a run-up of nearly 200%, fueled by optimism over the business's long-term growth potential in a post-pandemic world. Though Airbnb saw gross booking value (GBV) decline by 39% in the first nine months of 2020, the company had been growing more strongly leading up to the pandemic, with bookings surging by 29% during its full fiscal 2019.\nHowever, Airbnb's fourth quarter report will still show negative impacts from the virus,the company warned in its prospectus late last year.\n\"During the fourth quarter of 2020, another wave of COVID-19 infections emerged. As a result, countries imposed strict lockdowns, in particular in Europe. Similar to the impact of the initial COVID-19 wave in March 2020, we are seeing a decrease in bookings in the most affected regions,\" according to the filing. \"As a result, we expect significantly greater year-over-year decline in Nights and Experiences Booked and GBV in the fourth quarter of 2020 than in the third quarter of 2020 and greater year-over-year increases in cancellations and alterations in the fourth quarter of 2020 than in the third quarter of 2020.\"\nThat said, Airbnb has been touted by some analysts as a better alternative to traditional hotels during and after the pandemic,given that users can book entire, socially distant homes and other alternative accommodations rather than lodges with communal lobbies. Still, the valuation of the stock has left others on the sidelines, given the firm's $120 billion market capitalization — or nearly three times Marriott's (MAR) $44 billion market cap, for comparison – and persistent losses. Airbnb's stock has 12 Buy ratings or equivalents, 21 Hold ratings and 3 Sell ratings by analysts on Wall Street, according to Bloomberg data.\nAll told, Airbnb is expected to report an adjusted EBITDA loss of $132.86 million in the fourth quarter on revenue of $739.37 million, according to Bloomberg consensus data. That would compare to an adjusted EBITDA loss of $276.39 million in the same period of 2019, on revenue of $1.1 billion.\nMeanwhile, DoorDash is set to report fourth-quarter results following a similarly strong run-up since its December public debut. DoorDash shares have more than doubled since its initial public offering in early December.\nDoorDash has been an unequivocal beneficiary during the pandemic period, as consumers sheltering in place increasingly ordered food for delivery rather than going out to restaurants.\nThough DoorDash has largely been a money-losing business, the company briefly posted net income in the second quarter of 2020, aided by an influx of demand during the height of stay-in-place orders last spring. The company's revenue also swelled, ballooning by more than 200% in the nine months ending in September over the same period in 2019.\nHowever, DoorDash has also had to contend with an inundation of competition in the food delivery space, which has impacted the companies' pricing power and profit-making potential.\nUberEats, for instance, has also grown significantly over the course of the pandemic. In results reported earlier this month, Uber revealed that its food delivery business grew gross bookings by 130%,suggesting still-elevated food delivery trends in the final three months of last year. Whether this demand will remain in place once more vaccines roll out and in-person dining reopenings more extensively, however, remains to be seen.\nConsensus analysts expect DoorDash to post an adjusted EBITDA profit of $95.64 million in the fourth quarter on revenue of $926.41 million, according to Bloomberg data. That would compare to an adjusted EBITDA loss of $103 million on revenue of $298 million in the same period in 2019.\nEarnings Calendar\n\nMonday:Dish Network (DISH), Royal Caribbean Group (RCL), Discovery Inc. (DISCA) before market open; Diamondback Energy (FANG), ZoomInfo Technologies (ZI), Palo Alto Networks (PANW), The RealReal (REAL), Occidental Petroleum (OXY), Marathon Oil (MRO) after market close\nTuesday:Home Depot (HD), Macy's (M) before market open; Intuit (INTU), Square (SQ) after market close\nWednesday:Viacom (VIAC), Six Flags Entertainment (SIX), Overstock.com (OSTK), Lowe's (LOW), TJX Companies (TJX) before market open; Apache (APA), Nvidia (NVDA), Teladoc (TDOC), L Brands (LB), Booking Holdings (BKNG)\nThursday:Airbnb (ABNB), PG&E (PCG), Domino's Pizza (DPZ), Wayfair (W), Best Buy (BBY), Moderna (MRNA), Plug Power (PLUG), Norwegian Cruise Line Holdings (NCLH) before market open; Dell Technologies (DELL), Caesars Entertainment (CZR), Virgin Galactic Holdings (SPCE), DoorDash (DASH), Nikola (NKLA), Rocket Cos. (RKT), HP Inc (HPQ), Zscaler (ZS), Salesforce.com (CRM), Workday (WDAY), Autodesk (ADSK), Shake Shack (SHAK), Airbnb (ABNB), WW International (WW), Beyond Meat (BYND), VMWare (VMW), Etsy (ETSY), Live Nation Entertainment (LYV) after market close\nFriday:DraftKings (DKNG), Cinemark Holdings (CNK) before market open\n\nEconomic Calendar\n\nMonday:Chicago Fed National Activity Index, January (0.50 expected, 0.52 in December); Leading Index, January (0.3% expected, 0.3% in December); Dallas Fed Manufacturing Activity, February (5.0 expected, 7.0 in January)\nTuesday:FHFA House Price Index, month-over-month, December (1.0% in November); S&P CoreLogic Case-Shiller 20-City Composite Index, month-over-month, December (1.42% in November); S&P CoreLogic Case-Shiller 20-City Composite Index, year-over-year, December (9.08% in November); Conference Board Consumer Confidence, February (90.0 expected, 89.3 in January); Richmond Fed Manufacturing Index, February (14 in January)\nWednesday:MBA Mortgage Applications, week ended February 19 (-5.1% during prior week); New home sales, January (859,000 expected, 842,000 in December)\nThursday:Durable Goods Orders, January preliminary (1.2% expected, 0.5% in December); Durable Goods excluding transportation, January preliminary (0.7% expected, 1.1% in December); Non-defense capital goods orders excluding aircraft, January preliminary (0.6% expected, 0.7% in December); Non-defense capital shipments excluding aircraft, January preliminary (0.7% in December); Initial jobless claims, week ended February 20 (840,000 expected, 861,000 during prior week); Continuing claims, week ended February 13 (4.413 million expected, 4.494 million during prior week); GDP annualized quarter-over-quarter, 4Q second estimate (4.1% expected, 4.0% in prior print); GDP Price Index, 4Q second estimate (2.0% expected, 2.0% in prior print); Core personal consumption expenditures, 4Q second estimate (1.4% expected, 1.4% in prior print); Pending home sales, month-over-month, January (-0.3% in December); Kansas City Fed Manufacturing Activity, February (17 in January)\nFriday:Advanced goods trade balance, January (-$83.0 billion expected, -$82.5 billion in December); Wholesale inventories, month-over-month, January preliminary (0.3% in December); Retail inventories, month-over-month, January (1.0% in December) Personal income, January (10.0% expected, 0.6% in December); PCE Deflator, month-over-month, January (0.2% expected, 0.4% in December); PCE Deflator, year-over-year, January (1.4% expected, 1.5% in December); PCE Core Deflator, month-over-month, January (0.1% expected, 0.3% in December); PCE Core Deflator, year-over-year, January (1.4% expected, 1.5% in December); MNI Chicago PMI, February (61.0 expected, 63.8 in January); University of Michigan Consumer Sentiment, February final (76.4 expected, 76.2 in prior print)","news_type":1},"isVote":1,"tweetType":1,"viewCount":381,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":360790227,"gmtCreate":1613973857169,"gmtModify":1634551699343,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Nice!!!","listText":"Nice!!!","text":"Nice!!!","images":[{"img":"https://static.tigerbbs.com/9aa473aec50c41a28e5963c7bcecea88","width":"750","height":"1654"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/360790227","isVote":1,"tweetType":1,"viewCount":404,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":360171077,"gmtCreate":1613877317199,"gmtModify":1634551994255,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Nice read","listText":"Nice read","text":"Nice read","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/360171077","repostId":"1161529893","repostType":4,"repost":{"id":"1161529893","kind":"news","pubTimestamp":1613733842,"share":"https://www.laohu8.com/m/news/1161529893?lang=&edition=full","pubTime":"2021-02-19 19:24","market":"us","language":"en","title":"Goldman Sachs is joining the robo-investing party — should you?","url":"https://stock-news.laohu8.com/highlight/detail?id=1161529893","media":"Marketwatch","summary":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by so","content":"<blockquote>\n ‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n</blockquote>\n<p>Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.</p>\n<p>Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.</p>\n<p>“Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.</p>\n<p>Although the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.</p>\n<p>“People forget that banks are ultimately in the business of making money,” he said.</p>\n<p>Goldman Sachs declined to comment.</p>\n<p>The company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.</p>\n<p>Fees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.</p>\n<p>The median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.</p>\n<p>Robo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.</p>\n<p><b>Robo investing as a self-driving car</b></p>\n<p>Consumers have turned to robo-investing at unprecedented levels during the pandemic.</p>\n<p>The rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.</p>\n<p>So what is rob-investing? Think of it like a self-driving car.</p>\n<p>You put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.</p>\n<p>Robo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.</p>\n<p>There are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.</p>\n<p>And rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.</p>\n<p>Cynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.</p>\n<p>As she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”</p>\n<p><b>Robos appeal to inexperienced investors</b></p>\n<p>Robo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.</p>\n<p>That makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.</p>\n<p>“When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”</p>\n<p>That said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”</p>\n<p>Others disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.</p>\n<p>“Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.</p>\n<p><b>There is often no door to knock on</b></p>\n<p>Your robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.</p>\n<p>It won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.</p>\n<p>“The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.</p>\n<p>Not all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.</p>\n<p>Additionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.</p>\n<p>For instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.</p>\n<p>But with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.</p>\n<p>On top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.</p>\n<p>“If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.</p>\n<p>Don’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.</p>\n<p>But not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.</p>\n<p>The results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.</p>\n<p></p>","source":"lsy1603348471595","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Goldman Sachs is joining the robo-investing party — should you?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGoldman Sachs is joining the robo-investing party — should you?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-19 19:24 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page><strong>Marketwatch</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n\nRobo investing has become ...</p>\n\n<a href=\"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1161529893","content_text":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n\nRobo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.\nNow anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.\n“Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\nAlthough the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.\n“People forget that banks are ultimately in the business of making money,” he said.\nGoldman Sachs declined to comment.\nThe company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.\nFees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.\nThe median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.\nRobo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.\nRobo investing as a self-driving car\nConsumers have turned to robo-investing at unprecedented levels during the pandemic.\nThe rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.\nSo what is rob-investing? Think of it like a self-driving car.\nYou put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.\nRobo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.\nThere are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.\nAnd rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.\nCynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.\nAs she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”\nRobos appeal to inexperienced investors\nRobo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.\nThat makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.\n“When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”\nThat said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”\nOthers disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.\n“Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.\nThere is often no door to knock on\nYour robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.\nIt won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.\n“The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.\nNot all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.\nAdditionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.\nFor instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.\nBut with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.\nOn top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.\n“If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.\nDon’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.\nBut not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.\nThe results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.","news_type":1},"isVote":1,"tweetType":1,"viewCount":319,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":360799971,"gmtCreate":1613973908593,"gmtModify":1634551698864,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/360799971","repostId":"1124857901","repostType":4,"repost":{"id":"1124857901","kind":"news","pubTimestamp":1613970854,"share":"https://www.laohu8.com/m/news/1124857901?lang=&edition=full","pubTime":"2021-02-22 13:14","market":"us","language":"en","title":"U.S. stock-market investors are already betting on an infrastructure spending spree","url":"https://stock-news.laohu8.com/highlight/detail?id=1124857901","media":"MarketWatch","summary":"Potential tax hikes, inflation worries partly blunt potential upside from infrastructure spending\nIn","content":"<p>Potential tax hikes, inflation worries partly blunt potential upside from infrastructure spending</p>\n<p>Investors are once again factoring in the prospect of a big round of long-term infrastructure spending even as U.S. lawmakers work toward a short-term round of relief that’s expected to come in near President Joe Biden’s $1.9 trillion price tag.</p>\n<p>Analysts have already started to “embed expectations” for infrastructure spending, as evidenced by a 25% surge in projected 2021 earnings for companies in the S&amp;P 500 machinery sub-index since June, as opposed to an average rise or around 6% for companies the broader S&amp;P 500 index, said Mark Hackett, chief of investment research at Nationwide, in an interview.</p>\n<p>The machinery group, which along with the broader industrials sector is seen as a primary beneficiary of a boost in infrastructure spending, has rallied around 118% from its pandemic lows set last March, versus the S&amp;P 500’s 78% rally. Industrials are up more than 86% from those lows, while materials stocks, which investors also expect to benefit, have bounced 95%.</p>\n<p>No doubt, part of those gains are down to other pro-cyclical factors, including vaccine rollouts, falling COVID-19 cases, and two heavy load of near-term fiscal stimulus, Hackett said. At the same time, investors are also aware that infrastructure spending is quite likely to lead to tax increases which could blunt the upside for stocks.</p>\n<p>U.S. Treasury Secretary Janet Yellen, in a Thursday interview with CNBC, saidtax increases on corporations and high-income individualswould be used to pay for part of Biden’s infrastructure plan. Yellen said there wasn’t yet a cost estimate for an infrastructure plan that’s still being put together.</p>\n<p>Meanwhile, companies that already have a “green” or eco-friendly tilt may be poised to benefit most within the sectors and industries likely to reap the benefits of an infrastructure program, said Elizabeth Vermillion, equity analyst at CFRA, in an interview.</p>\n<p>That includes companies like construction-equipment giant Caterpillar Inc.,which offer a variety of battery electric and alternative-fuel equipment that could be favored as part of a Biden plan. Trucking companies could also benefit as they look to piggyback on the build out of infrastructure for electric vehicles.</p>\n<p>Companies related to 5G mobile phone infrastructure may also benefit, she said. That includes not only carriers and the companies developing 5G technology, but also industrial companies that will be building towers, putting wires in the ground and building out the grid.</p>\n<p>At the same time, investor enthusiasm may be curbed by memories of 2016, when optimism ran rampant for a big infrastructure push after Donald Trump’s election victory. Those efforts came to nothing, with “Infrastructure Week” eventually becoming a political punchline.</p>\n<p>Plenty of skepticism remains.</p>\n<p>Part of the political appeal of a large-scale infrastructure package is it’s ability to put people back to work. But if the economy does pick up momentum as vaccine rollouts continue, the resulting fall in unemployment could serve to undercut enthusiasm for infrastructure spending, said Nicholas Colas, co-founder of DataTrek Research, in remarks at a Thursday online seminar hosted by Capital Institutional Services.</p>\n<p>Meanwhile, if a plan is enacted that includes corporate tax hikes that unwind a portion of the Trump cut from 35% to 21%, investors should expect to see the biggest headwinds for utilities and communications stocks, the two biggest beneficiaries of the tax reduction, Hackett said. The third biggest hit would be suffered by industrial companies, blunting some of the upside from the increased spending.</p>\n<p>It isn’t only stock-market investors that are starting to pencil in prospects for more spending on infrastructure, Hackett said. Rising inflation expectations, in part, also reflect that potential as does the related rise in U.S. Treasury debt yields.</p>\n<p>Indeed, while economists at Bank of America said they remained skeptical of inflation prospects around the globe, they see the U.S. as an exception. Big rounds of fiscal spending already in the pipeline and perhaps to come, including up to $2 trillion in infrastructure spending over four years, remain an upside risk to the inflation outlook, wrote Ethan Harris and Aditya Bhave, in a Feb. 5 note.</p>\n<p>The past week saw stocks end mostly lower but not far off all-time highs, with the S&amp;P 500&nbsp;losing 0.7% and the tech-heavy Nasdaq Composite&nbsp;down 1.6%. The Dow Jones Industrial Average&nbsp;eked out a 0.1% weekly gain.</p>\n<p>The week ahead will be closely watched for developments on Biden’s $1.9 trillion relief spending plan.</p>\n<p>Federal Reserve Chairman Jerome Powell will testify in front of lawmakers about monetary policy Tuesday and Wednesday. On the data front, the highlights include a revision of U.S. fourth-quarter gross domestic product data on Thursday, along with weekly figures on unemployment benefit claims and a reading on January durable-goods orders.</p>","source":"market_watch","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>U.S. stock-market investors are already betting on an infrastructure spending spree</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nU.S. stock-market investors are already betting on an infrastructure spending spree\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-22 13:14 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.marketwatch.com/story/u-s-stock-market-investors-are-already-betting-on-an-infrastructure-spending-spree-11613773663?mod=home-page><strong>MarketWatch</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Potential tax hikes, inflation worries partly blunt potential upside from infrastructure spending\nInvestors are once again factoring in the prospect of a big round of long-term infrastructure spending...</p>\n\n<a href=\"https://www.marketwatch.com/story/u-s-stock-market-investors-are-already-betting-on-an-infrastructure-spending-spree-11613773663?mod=home-page\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index"},"source_url":"https://www.marketwatch.com/story/u-s-stock-market-investors-are-already-betting-on-an-infrastructure-spending-spree-11613773663?mod=home-page","is_english":true,"share_image_url":"https://static.laohu8.com/599a65733b8245fcf7868668ef9ad712","article_id":"1124857901","content_text":"Potential tax hikes, inflation worries partly blunt potential upside from infrastructure spending\nInvestors are once again factoring in the prospect of a big round of long-term infrastructure spending even as U.S. lawmakers work toward a short-term round of relief that’s expected to come in near President Joe Biden’s $1.9 trillion price tag.\nAnalysts have already started to “embed expectations” for infrastructure spending, as evidenced by a 25% surge in projected 2021 earnings for companies in the S&P 500 machinery sub-index since June, as opposed to an average rise or around 6% for companies the broader S&P 500 index, said Mark Hackett, chief of investment research at Nationwide, in an interview.\nThe machinery group, which along with the broader industrials sector is seen as a primary beneficiary of a boost in infrastructure spending, has rallied around 118% from its pandemic lows set last March, versus the S&P 500’s 78% rally. Industrials are up more than 86% from those lows, while materials stocks, which investors also expect to benefit, have bounced 95%.\nNo doubt, part of those gains are down to other pro-cyclical factors, including vaccine rollouts, falling COVID-19 cases, and two heavy load of near-term fiscal stimulus, Hackett said. At the same time, investors are also aware that infrastructure spending is quite likely to lead to tax increases which could blunt the upside for stocks.\nU.S. Treasury Secretary Janet Yellen, in a Thursday interview with CNBC, saidtax increases on corporations and high-income individualswould be used to pay for part of Biden’s infrastructure plan. Yellen said there wasn’t yet a cost estimate for an infrastructure plan that’s still being put together.\nMeanwhile, companies that already have a “green” or eco-friendly tilt may be poised to benefit most within the sectors and industries likely to reap the benefits of an infrastructure program, said Elizabeth Vermillion, equity analyst at CFRA, in an interview.\nThat includes companies like construction-equipment giant Caterpillar Inc.,which offer a variety of battery electric and alternative-fuel equipment that could be favored as part of a Biden plan. Trucking companies could also benefit as they look to piggyback on the build out of infrastructure for electric vehicles.\nCompanies related to 5G mobile phone infrastructure may also benefit, she said. That includes not only carriers and the companies developing 5G technology, but also industrial companies that will be building towers, putting wires in the ground and building out the grid.\nAt the same time, investor enthusiasm may be curbed by memories of 2016, when optimism ran rampant for a big infrastructure push after Donald Trump’s election victory. Those efforts came to nothing, with “Infrastructure Week” eventually becoming a political punchline.\nPlenty of skepticism remains.\nPart of the political appeal of a large-scale infrastructure package is it’s ability to put people back to work. But if the economy does pick up momentum as vaccine rollouts continue, the resulting fall in unemployment could serve to undercut enthusiasm for infrastructure spending, said Nicholas Colas, co-founder of DataTrek Research, in remarks at a Thursday online seminar hosted by Capital Institutional Services.\nMeanwhile, if a plan is enacted that includes corporate tax hikes that unwind a portion of the Trump cut from 35% to 21%, investors should expect to see the biggest headwinds for utilities and communications stocks, the two biggest beneficiaries of the tax reduction, Hackett said. The third biggest hit would be suffered by industrial companies, blunting some of the upside from the increased spending.\nIt isn’t only stock-market investors that are starting to pencil in prospects for more spending on infrastructure, Hackett said. Rising inflation expectations, in part, also reflect that potential as does the related rise in U.S. Treasury debt yields.\nIndeed, while economists at Bank of America said they remained skeptical of inflation prospects around the globe, they see the U.S. as an exception. Big rounds of fiscal spending already in the pipeline and perhaps to come, including up to $2 trillion in infrastructure spending over four years, remain an upside risk to the inflation outlook, wrote Ethan Harris and Aditya Bhave, in a Feb. 5 note.\nThe past week saw stocks end mostly lower but not far off all-time highs, with the S&P 500 losing 0.7% and the tech-heavy Nasdaq Composite down 1.6%. The Dow Jones Industrial Average eked out a 0.1% weekly gain.\nThe week ahead will be closely watched for developments on Biden’s $1.9 trillion relief spending plan.\nFederal Reserve Chairman Jerome Powell will testify in front of lawmakers about monetary policy Tuesday and Wednesday. On the data front, the highlights include a revision of U.S. fourth-quarter gross domestic product data on Thursday, along with weekly figures on unemployment benefit claims and a reading on January durable-goods orders.","news_type":1},"isVote":1,"tweetType":1,"viewCount":183,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":360173020,"gmtCreate":1613877279060,"gmtModify":1634551994989,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/360173020","repostId":"1143100356","repostType":4,"repost":{"id":"1143100356","kind":"news","pubTimestamp":1613792715,"share":"https://www.laohu8.com/m/news/1143100356?lang=&edition=full","pubTime":"2021-02-20 11:45","market":"us","language":"en","title":"2 Top Tech Stocks to Buy Now for Big Growth","url":"https://stock-news.laohu8.com/highlight/detail?id=1143100356","media":"Nasdaq","summary":"The S&P 500 and the tech-heavy Nasdaq slipped during the week of February 15, after they closed at new records last week. Despite the drop in some of the big tech names such as AppleAAPL, FacebookFB, MicrosoftMSFT, Zoom VideoZM, and countless others this week, the market fundamentals remain relatively strong.Ebbs and flows, as well as pullbacks and corrections are healthy aspects of the market. And they need not be viewed as anything but normal occurrences, especially as strong earnings results ","content":"<p>The S&amp;P 500 and the tech-heavy Nasdaq slipped during the week of February 15, after they closed at new records last week. Despite the drop in some of the big tech names such as AppleAAPL, FacebookFB, MicrosoftMSFT, Zoom VideoZM, and countless others this week, the market fundamentals remain relatively strong.</p><p>Ebbs and flows, as well as pullbacks and corrections are healthy aspects of the market. And they need not be viewed as anything but normal occurrences, especially as strong earnings results continue to pour in. Better yet, the outlook for the first quarter and the rest of 2021 has improved significantly.</p><p>Vaccine distribution will hopefully help the economy roar back by the summer and lift some of the hardest-hit areas of the economy. Meanwhile, Wall Street is banking on more spending under the Biden administration and the Fed remains firmly committed to keeping interest rates low.</p><p>All of these factors set up a bullish outlook for 2021. But instead of focusing on companies that need a vaccine to really grow, let’s look at two tech stocks that have posted big sales growth during the pandemic and are ready to expand for years within futuristic industries…</p><p><b>NIO Inc.NIO</b></p><p>Every major automaker, from FordFto Volvo, is racing to roll out more electric vehicles as they try to catch TeslaTSLA. Luckily for investors, the EV market is far from a zero-sum game and newcomers continue to enter the space. Chinese EV maker NIO is a rising star in the booming market, as its sales continue to grow. The company is also focused on autonomous driving tech, as well as batteries, which are the lifeblood of the industry.</p><p>NIO sells multiple models that are somewhat in-line with Tesla, from smaller SUVs to sedans. The company said in early January that it delivered 17,353 vehicles in the fourth quarter, which marked a 110% jump.</p><p>Overall, NIO’s full-year deliveries surged 113% to nearly 44,000 vehicles in 2020. And its January 2021 figures were even more impressive, with deliveries up 350% from the year-ago period to push its overall cumulative deliveries to 83K.</p><p>With this in mind, Zacks estimates call for NIO’s FY20 revenue to jump 120% to $2.49 billion, with FY21 projected to come in another 97% higher to reach $4.89 billion. The Chinese EV company is also expected to significantly shrink its adjusted losses during this stretch.</p><p>NIO has topped our EPS estimates in the trailing two periods and its positive earnings revisions help it land a Zacks Rank #2 (Buy) heading into the release of its Q4 results on March 1.</p><p><img src=\"https://static.tigerbbs.com/5b6233d1784a5cb7db62b437f7632a3f\" tg-width=\"620\" tg-height=\"314\" referrerpolicy=\"no-referrer\"></p><p>NIO, which rocks an “A” grade for Growth in our Style Scores system, has seen its stock skyrocket over 1,000% in the last year and 300% in the past six months. Luckily for investors who missed the ride, NIO has cooled down, up only 12% in the last three months.</p><p>At roughly $55 per share, it’s down about 13% from its late January records. The recent downturn has seen it fall from overbought in terms of the Relative Strength Index to around 45—an RSI above 70 is often regarded as overbought, with any number below 30 considered oversold.</p><p>NIO’s recent price performance could give it room to run if it’s able to impress Wall Street. And the stock jumped over 1% through morning trading Friday, as it bounces off its 50-day moving average. NIO shares also trade at a discount compared to other high-flyers at 12.7X forward sales, which marks a discount against Tesla’s 15.5X and comes in 25% below its own six-months highs.</p><p>Three out of the nine brokerage recommendations that Zacks has for NIO come in at a “Strong Buy,” with none below a “Hold.” NIO might be worth buying as a long-term play that’s far less expensive than Tesla ($784 a share), in a world where EVs already accounted for over 30% of Volvo’s new car sales in Europe in 2020. And let’s remember that China is one of the world’s largest EV markets.</p><p><b>CrowdStrikeCRWD</b></p><p>CrowdStrike is a cloud-focused cybersecurity firm that utilizes machine learning and AI to protect endpoints and cloud workloads. This is crucial in the cloud age that’s full of rapidly expanding endpoints, which include laptops, desktops, smartphones, IoT devices, and more.</p><p>Remote work and schooling pushed this area of the ever-growing cybersecurity space to the forefront, but it was already booming. More importantly, as devices proliferate and our digitally-connected world grows more complex, it becomes more vulnerable.</p><p>CrowdStrike on February announced plans to bolster its offerings through the acquisition of Humio for $400 million—expected to close in the first quarter. Humio provides high-performance cloud log management and observability technology. The deal is set to “further expand its eXtended Detection and Response (XDR) capabilities by ingesting and correlating data from any log, application or feed to deliver actionable insights and real-time protection.”</p><p><img src=\"https://static.tigerbbs.com/9f684cfbac7ba46e2cf8ab6e063461a2\" tg-width=\"620\" tg-height=\"280\" referrerpolicy=\"no-referrer\"></p><p>CrowdStrike, which went public in the summer of 2019, has soared nearly 280% in the past 12 months. More recently, the stock is up 65% in the last six months, and it already bounced back to new records—which it hit earlier in the week—after it slipped in mid-January.</p><p>The stock is firmly a growth play at the moment, trading at 42.7X forward sales, which puts it right in line with e-commerce giant ShopifySHOP. Despite its run, the stock is not currently considered overbought, with an RSI of 64.</p><p>CRWD’s positive earnings revisions help it grab a Zacks Rank #2 (Buy) at the moment, with it set to release its fourth quarter fiscal 2021 results on March 16. Meanwhile, 14 of the 19 brokerage ratings Zacks has for CRWD come in at a “Strong Buy,” with none lower than a “Hold.”</p><p>Looking back, the company crushed our Q3 estimates in December, with sales up 86%. CrowdStrike also lifted its guidance at the time. Zacks estimates currently call for it to swing from an adjusted loss of -$0.02 a share in the year-ago period to +$0.09 in the fourth quarter on 65% stronger sales.</p><p>In total, the cybersecurity firm is projected to soar from a loss of -$0.42 a share to +$0.23 in fiscal 2021. Plus, CRWD’s FY22 EPS figure is projected to climb another 70% higher, all the way to $0.39 a share. Meanwhile, its revenue is projected to jump 79% to hit $861 million in FY21 and then climb another 42% to $1.22 billion in FY22.</p><p>CrowdStrike’s expected growth would come on top of FY20’s 93% sales expansion. The stock has clearly already gone on an impressive run. But it is poised to continue to grow in a world where everything is connected and data is endless. Therefore, cybersecurity firms such as CrowdStrike might make for strong long-term growth plays.</p><p><b>These Stocks Are Poised to Soar Past the Pandemic</b>The COVID-19 outbreak has shifted consumer behavior dramatically, and a handful of high-tech companies have stepped up to keep America running. Right now, investors in these companies have a shot at serious profits. For example, Zoom jumped 108.5% in less than 4 months while most other stocks were sinking.</p><p>Our research shows that 5 cutting-edge stocks could skyrocket from the exponential increase in demand for “stay at home” technologies. This could be one of the biggest buying opportunities of this decade, especially for those who get in early.</p>","source":"lsy1604288433698","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Top Tech Stocks to Buy Now for Big Growth</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Top Tech Stocks to Buy Now for Big Growth\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-20 11:45 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.nasdaq.com/articles/2-top-tech-stocks-to-buy-now-for-big-growth-2021-02-19><strong>Nasdaq</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The S&P 500 and the tech-heavy Nasdaq slipped during the week of February 15, after they closed at new records last week. Despite the drop in some of the big tech names such as AppleAAPL, FacebookFB, ...</p>\n\n<a href=\"https://www.nasdaq.com/articles/2-top-tech-stocks-to-buy-now-for-big-growth-2021-02-19\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.nasdaq.com/articles/2-top-tech-stocks-to-buy-now-for-big-growth-2021-02-19","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1143100356","content_text":"The S&P 500 and the tech-heavy Nasdaq slipped during the week of February 15, after they closed at new records last week. Despite the drop in some of the big tech names such as AppleAAPL, FacebookFB, MicrosoftMSFT, Zoom VideoZM, and countless others this week, the market fundamentals remain relatively strong.Ebbs and flows, as well as pullbacks and corrections are healthy aspects of the market. And they need not be viewed as anything but normal occurrences, especially as strong earnings results continue to pour in. Better yet, the outlook for the first quarter and the rest of 2021 has improved significantly.Vaccine distribution will hopefully help the economy roar back by the summer and lift some of the hardest-hit areas of the economy. Meanwhile, Wall Street is banking on more spending under the Biden administration and the Fed remains firmly committed to keeping interest rates low.All of these factors set up a bullish outlook for 2021. But instead of focusing on companies that need a vaccine to really grow, let’s look at two tech stocks that have posted big sales growth during the pandemic and are ready to expand for years within futuristic industries…NIO Inc.NIOEvery major automaker, from FordFto Volvo, is racing to roll out more electric vehicles as they try to catch TeslaTSLA. Luckily for investors, the EV market is far from a zero-sum game and newcomers continue to enter the space. Chinese EV maker NIO is a rising star in the booming market, as its sales continue to grow. The company is also focused on autonomous driving tech, as well as batteries, which are the lifeblood of the industry.NIO sells multiple models that are somewhat in-line with Tesla, from smaller SUVs to sedans. The company said in early January that it delivered 17,353 vehicles in the fourth quarter, which marked a 110% jump.Overall, NIO’s full-year deliveries surged 113% to nearly 44,000 vehicles in 2020. And its January 2021 figures were even more impressive, with deliveries up 350% from the year-ago period to push its overall cumulative deliveries to 83K.With this in mind, Zacks estimates call for NIO’s FY20 revenue to jump 120% to $2.49 billion, with FY21 projected to come in another 97% higher to reach $4.89 billion. The Chinese EV company is also expected to significantly shrink its adjusted losses during this stretch.NIO has topped our EPS estimates in the trailing two periods and its positive earnings revisions help it land a Zacks Rank #2 (Buy) heading into the release of its Q4 results on March 1.NIO, which rocks an “A” grade for Growth in our Style Scores system, has seen its stock skyrocket over 1,000% in the last year and 300% in the past six months. Luckily for investors who missed the ride, NIO has cooled down, up only 12% in the last three months.At roughly $55 per share, it’s down about 13% from its late January records. The recent downturn has seen it fall from overbought in terms of the Relative Strength Index to around 45—an RSI above 70 is often regarded as overbought, with any number below 30 considered oversold.NIO’s recent price performance could give it room to run if it’s able to impress Wall Street. And the stock jumped over 1% through morning trading Friday, as it bounces off its 50-day moving average. NIO shares also trade at a discount compared to other high-flyers at 12.7X forward sales, which marks a discount against Tesla’s 15.5X and comes in 25% below its own six-months highs.Three out of the nine brokerage recommendations that Zacks has for NIO come in at a “Strong Buy,” with none below a “Hold.” NIO might be worth buying as a long-term play that’s far less expensive than Tesla ($784 a share), in a world where EVs already accounted for over 30% of Volvo’s new car sales in Europe in 2020. And let’s remember that China is one of the world’s largest EV markets.CrowdStrikeCRWDCrowdStrike is a cloud-focused cybersecurity firm that utilizes machine learning and AI to protect endpoints and cloud workloads. This is crucial in the cloud age that’s full of rapidly expanding endpoints, which include laptops, desktops, smartphones, IoT devices, and more.Remote work and schooling pushed this area of the ever-growing cybersecurity space to the forefront, but it was already booming. More importantly, as devices proliferate and our digitally-connected world grows more complex, it becomes more vulnerable.CrowdStrike on February announced plans to bolster its offerings through the acquisition of Humio for $400 million—expected to close in the first quarter. Humio provides high-performance cloud log management and observability technology. The deal is set to “further expand its eXtended Detection and Response (XDR) capabilities by ingesting and correlating data from any log, application or feed to deliver actionable insights and real-time protection.”CrowdStrike, which went public in the summer of 2019, has soared nearly 280% in the past 12 months. More recently, the stock is up 65% in the last six months, and it already bounced back to new records—which it hit earlier in the week—after it slipped in mid-January.The stock is firmly a growth play at the moment, trading at 42.7X forward sales, which puts it right in line with e-commerce giant ShopifySHOP. Despite its run, the stock is not currently considered overbought, with an RSI of 64.CRWD’s positive earnings revisions help it grab a Zacks Rank #2 (Buy) at the moment, with it set to release its fourth quarter fiscal 2021 results on March 16. Meanwhile, 14 of the 19 brokerage ratings Zacks has for CRWD come in at a “Strong Buy,” with none lower than a “Hold.”Looking back, the company crushed our Q3 estimates in December, with sales up 86%. CrowdStrike also lifted its guidance at the time. Zacks estimates currently call for it to swing from an adjusted loss of -$0.02 a share in the year-ago period to +$0.09 in the fourth quarter on 65% stronger sales.In total, the cybersecurity firm is projected to soar from a loss of -$0.42 a share to +$0.23 in fiscal 2021. Plus, CRWD’s FY22 EPS figure is projected to climb another 70% higher, all the way to $0.39 a share. Meanwhile, its revenue is projected to jump 79% to hit $861 million in FY21 and then climb another 42% to $1.22 billion in FY22.CrowdStrike’s expected growth would come on top of FY20’s 93% sales expansion. The stock has clearly already gone on an impressive run. But it is poised to continue to grow in a world where everything is connected and data is endless. Therefore, cybersecurity firms such as CrowdStrike might make for strong long-term growth plays.These Stocks Are Poised to Soar Past the PandemicThe COVID-19 outbreak has shifted consumer behavior dramatically, and a handful of high-tech companies have stepped up to keep America running. Right now, investors in these companies have a shot at serious profits. For example, Zoom jumped 108.5% in less than 4 months while most other stocks were sinking.Our research shows that 5 cutting-edge stocks could skyrocket from the exponential increase in demand for “stay at home” technologies. This could be one of the biggest buying opportunities of this decade, especially for those who get in early.","news_type":1},"isVote":1,"tweetType":1,"viewCount":276,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":360398919,"gmtCreate":1613825893731,"gmtModify":1634552096997,"author":{"id":"3575103913694167","authorId":"3575103913694167","name":"sukehhh","avatar":"https://static.tigerbbs.com/4dddb8308a2c3c9746367f01767eee5e","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3575103913694167","authorIdStr":"3575103913694167"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/360398919","repostId":"1143100356","repostType":4,"isVote":1,"tweetType":1,"viewCount":317,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}