UniCredit S.p.A. operates as a commercial bank. The company primarily operates through Commercial Banking Italy, Commercial Banking Germany, Commercial Banking Austria, Central Eastern Europe, Corporate & Investment Banking, Asset Gathering, Non-core, and Governance/Group Corporate Centre segments. It offers banking, pension fund, brokerage, leasing, factoring, money markets, project financing, mergers and acquisitions, and debt securities issue services. The company also provides various equity and debt capital market, corporate finance and advisory, syndications, leverage buy-out, and investment services; and project and commodity, real estate, shipping, and structured trade and export finance services, as well as wealth management services. It operates in Italy, Germany, Austria, Bosnia and Herzegovina, Bulgaria, Croatia, the Czech Republic, Hungary, Romania, Russia, Slovakia, Slovenia, Serbia, and Turkey, as well as 18 countries internationally.