TCS Group Holding PLC provides online retail financial services operating in Russia through a branchless platform. The company also offers unsecured cash loans to its existing customers without loan products with other banks. The group's reportable segment includes Retail Banking representing private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans and brokerage services to individuals, SME account services segment includes customer current accounts, savings, deposits services to individual entrepreneurs and small to medium businesses, and Insurance operations segment represent insurance services provided to individuals. The company derives is majority revenue from Retail Banking segment.