Skandinaviska Enskilda Banken AB (publ.) provides corporate, retail, investment, and private banking services. The company's Large Corporates & Financial Institutions division offers commercial and investment banking services to large corporate and institutional clients in the Nordic region, Germany, and the United Kingdom. Its offerings include equity and debt capital markets transaction services; financing, as well as advice relating to investment banking activities; products and services for cash management and trade finance; brokerage and trading services; post trade investor services such as custody, risk and valuation, and collateral management services; and macroeconomic analysis and securities research services. The company's Corporate & Private Customers division provides everyday banking services for private individuals and smaller companies, and private banking services for high net worth individuals in the Nordic countries. It also offers complex banking and advisory services to medium-sized companies; and issues cards in the Nordic countries under the SEB's brands, as well as for Eurocard and several other partner brands. Its Baltic division provides full banking and advisory services to private individuals and small and medium-sized corporate customers in Estonia, Latvia, and Lithuania. The company's Life division offers life insurance solutions to private, corporate, and institutional clients primarily in the Nordic and Baltic countries. Its offerings include unit-linked, portfolio bond, and traditional insurance, as well as health and sickness insurance. Its Investment Management division provides asset management services through a range of funds and portfolio mandates to institutional investors, as well as retail and private banking clients in Sweden, Denmark, Finland, and Baltic countries. Skandinaviska Enskilda Banken AB (publ.) was founded in 1856 and is headquartered in Stockholm, Sweden.