We are a financial services company active in 18 countries, with a strong presence in a number of European countries and Japan. Our roots lie in the Netherlands, with a rich history that stretches over 170 years. We are committed to helping our customers secure their financial future, offering retirement services, insurance, investments and banking products. Our customers range from individuals and small and medium-sized companies to large corporates and institutional investors. We operate through agents, intermediaries and banks, as well as directly with customers through our websites and contact centers.