EML Payments Limited provides prepaid payment services in Australia, Europe, and North America. The company issues mobile, virtual, and physical card solutions for payouts, gifts, incentives and rewards, and supplier payments. It also offers supplier enablement, payment execution, program management, and other services. The company was formerly known as Emerchants Limited and changed its name to EML Payments Limited in November 2016. EML Payments Limited was founded in 2001 and is headquartered in Newstead, Australia.